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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Jul 8, 2026·19 days on market·Recent sales in Jacksonville

2317 Miller Oaks Drive S

Jacksonville, FL 32217

$855,000sold priceListed at $875,000 · 97.7% of asking$238/sqftMLS# 2145228
4
Beds
3.5
Baths
3,589
Sq Ft
1965
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA14,810 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this spacious single-story home in the desirable San Jose area of Jacksonville. Offering nearly 3,600 sq ft, this 4-bedroom, 3.5 bath residence is designed for comfortable living and effortless entertaining. Expansive living areas flow into a large kitchen with abundant counter space, while a dedicated wet bar makes hosting a breeze. Step outside to your private backyard oasis featuring a sparkling swimming pool and plenty of room to relax year-round. A 2-car garage adds convenience, and a brand-new roof will be installed at closing for added peace of mind. Ideally located near The Bolles School, San Jose Country Club, and Epping Forest Yacht and Country Club.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,736
Property taxesest. at asking price, Duval County$1,396
Estimated total, before insurance$6,132/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,402/yr · $617/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$855,000
$171,000
Loan Term
Monthly Payment
$4,736
Principal & Interest: $4,736
Property taxes (est.): $1,396
Insurance (est.): $570
Estimated Total Monthly
$6,702
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,584 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$597,443$384,665—
2024$582,535$373,117▲ $15,798
2023$582,453$360,794—
2022$522,190$348,830▲ $32,291
2021$415,183$337,214—
2020$386,034$331,868—

2025 property taxes (current owner): $7,402/yr

Estimated taxes if purchased at asking price: ~$16,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 8, 2026Closed$875,000
  • May 14, 2026Listed$875,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2254 Smullian Trail N, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTSAug 2026$550,000$1584/3.53,472420.2
2216 Jose Circle S, Jacksonville, FL 32217Listed by ONE SOTHEBY'S INTERNATIONAL REALTYApr 2026$872,500$3424/3.52,55290.4
3621 Silvery Lane, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$878,000$2544/33,450140.5
3814 Coronado Road, Jacksonville, FL 32217Listed by REAL BROKER LLCApr 2025$461,000$1764/32,626760.6
3639 Darnall Place, Jacksonville, FL 32217Listed by WATSON REALTY CORPAug 2026$615,000$2394/32,570220.7
8349 Kim Road, Jacksonville, FL 32217Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$790,000$2503/33,156890.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$875,000
Price / Sq Ft$244
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,589
Acres0.34 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryBeauclerc
MiddleAlfred Dupont

Community Information

Address2317 Miller Oaks Drive S, Jacksonville, FL 32217
Area012-San Jose
SubdivisionMiller Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size14,810.4 sq ft
Lot Dimensions100x134
Parcel Number1514490000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, In-Law Floorplan, Kitchen Island, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
FencingBack Yard
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 14, 2026
Days on Market19
Tax Amount$7,401.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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