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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silverleaf, St. Augustine a new construction home in St. Johns County.

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Active

Active·92 days on market·Silverleaf

80 Blue River Drive

St. Augustine, FL 32092

$1,024,900$339/sqftEst. $5,274/moMLS# 2145090
4
Beds
3
Baths
3,026
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

Silverleaf

Discover the ''Nicholas'' new construction home by MasterCraft Builder Group, nestled in the gated Hidden Creek neighborhood at John's Island within the no-CDD Silverleaf community. This beautifully designed one-story farmhouse-style home offers 3,026 square feet of effortless living with 4 bedrooms, 3.5 bathrooms, flex room, and an open, enhanced by a neutral color palette. The spacious kitchen features double-stacked cabinetry with soft-close doors and dovetail drawers, premium Electrolux appliances, and Pompeii quartz counters. Revwood floors line the main living areas and bedrooms, providing a clean and modern look with outstanding durability. Step outside to an extra-large covered lanai with pool bath, ideal for relaxing or hosting gatherings year-round. A 3-car garage provides ample storage and convenience, while the home's prime location places you just a short walk or golf cart ride to community amenities. Experience relaxed living with refined, modern touches in every details.

Cost to own

Mortgage calculator

$1,024,900
$204,980
Loan Term
Monthly Payment
$5,274
Principal & Interest: $5,274
Property taxes (est.): $1,364
Insurance (est.): $683
Estimated Total Monthly
$7,321
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$5,274
Property taxesest. at asking price, St. Johns County$1,364
HOAbilled annually$142
Estimated total, before insurance$6,780/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,155/yr · $180/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$160,000$160,000

2025 property taxes (current owner): $2,155/yr

Estimated taxes if purchased at asking price: ~$16,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 24, 2026Price change$1,024,900$71,000
  • May 13, 2026Listed$1,095,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,024,900
Price / Sq Ft$339
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,026
Total Structure Area4,230 sq ft
Acres0.30 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

Community Information

Address80 Blue River Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size13,068 sq ft
Parcel Number0099840510

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingAttached

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesElectric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity System Owned

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle

Additional Information

Date ListedMay 13, 2026
Days on Market72
HOA Fees$1,700 / Annually
HOA FrequencyAnnually
Tax Amount$2,154.97
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Silverleaf

Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Silverleaf homes for sale →

Listing Courtesy of: PERRY HOMES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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