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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in St. Johns County.

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Active

$1,011,9004 bd · 3.5 ba · 3,026 sq ft

Active·184 days on market

80 Blue River Drive

St. Augustine, FL 32092

$1,011,900$334/sqftEst. $5,484/mo mortgageMLS# 2145090
↓ $84,000 below original list
4
Beds
3.5
Baths
3,026
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $142/mo13,068 sqft lotSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Discover the ''Nicholas'' new construction home by MasterCraft Builder Group, nestled in the gated Hidden Creek neighborhood at John's Island within the no-CDD Silverleaf community. This beautifully designed one-story farmhouse-style home offers 3,026 square feet of effortless living with 4 bedrooms, 3.5 bathrooms, flex room, and an open, enhanced by a neutral color palette. The spacious kitchen features double-stacked cabinetry with soft-close doors and dovetail drawers, premium Electrolux appliances, and Pompeii quartz counters. Revwood floors line the main living areas and bedrooms, providing a clean and modern look with outstanding durability. Step outside to an extra-large covered lanai with pool bath, ideal for relaxing or hosting gatherings year-round. A 3-car garage provides ample storage and convenience, while the home's prime location places you just a short walk or golf cart ride to community amenities. Experience relaxed living with refined, modern touches in every details.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$5,484
Property taxesest. at asking price, St. Johns County$1,325
HOAbilled annually$142
Estimated total, before insurance$6,951/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,155/yr · $180/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,011,900
$202,380
Loan Term
Monthly Payment
$5,484
Principal & Interest: $5,484
Property taxes (est.): $1,325
Insurance (est.): $675
Estimated Total Monthly
$7,484
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$260,000$176,000—
2025$160,000$160,000—

2025 property taxes (current owner): $2,155/yr

Estimated taxes if purchased at asking price: ~$15,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 12, 2026Price change$1,011,900+$112,000
  • Nov 5, 2026Price change$899,900−$75,000
  • Oct 23, 2026Price change$974,900−$50,000
  • Oct 22, 2026Price change$1,024,900+$50,000
  • Oct 21, 2026Price change$974,900−$50,000
  • Oct 20, 2026Price change$1,024,900+$50,000
  • Sep 3, 2026Price change$974,900−$50,000
  • Jul 24, 2026Price change$1,024,900−$71,000
  • May 13, 2026Listed$1,095,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $292/sq ft; this home is listed at $334/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
215 Brooke Ridge Way, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$1,067,405$3333/33,205150.4
62 Forest Valley Court, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$1,252,087$3874/3.53,23500.5
136 Rose Bud Lane, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$655,082$2924/32,24110.5
2342 W Clovelly Lane, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCOct 2026$620,000$2134/3.52,9171030.8
2625 Tunbridge Lane, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$825,000$2215/43,729590.8
206 Rivercliff Trail, St. Augustine, FL 32092Listed by WATSON REALTY CORPOct 2026$475,000$2233/22,126281

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,011,900
Price / Sq Ft$334
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,026
Total Structure Area3,026 sq ft
Acres0.30 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address80 Blue River Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size13,068 sq ft
Parcel Number0099840510

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingAttached

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesElectric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity System Owned

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle

Additional Information

Date ListedMay 13, 2026
Days on Market184
HOA Fees$1,700 / Annually
HOA FrequencyAnnually
Tax Amount$2,154.97
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PERRY HOMES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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