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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra — a 55+ community home in Nocatee.

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Sold

Sold·Closed Sep 10, 2026·2 days on market·Recent sales in Del Webb Nocatee·Del Webb Nocatee

245 Timber Light Trail

Ponte Vedra, FL 32081

$415,000sold priceListed at $435,000 · 95.4% of asking$276/sqftMLS# 2158157
2
Beds
2
Baths
1,505
Sq Ft
2021
Built
2
Garage
No
Pool

29 more homes for sale in Del Webb Nocatee →Search Del Webb Nocatee on the map

FEMA Zone XHOA $564/mo5,227 sqft lotSingle Family Residence1 story

About this home

Del Webb Nocatee

Great ''Lock and Go'' home in the gated Del Webb Nocatee community in Ponte Vedra. The HOA takes care of the lawn, landscaping, outside watering, building power washing, and has reserves for the roof. Gourmet kitchen includes upgraded cabinets and countertops, beautiful light fixtures. Other upgrades include: Flex room featuring glass doors, upgraded tiled shower in 2nd bath, epoxied garage floor, water softener. The spacious backyard provides plenty of privacy with shrubbery at the back of the lot. Screened Lanai with pull down shades and gas and electrical outlets. GOLF CART INCLUDED. Active 55+ community has a private restaurant, two pools, pickle ball courts, tennis courts, bocci ball courts, 2 pool tables, fitness rooms, gardening plots and numerous clubs and events.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Property taxesest. at asking price, St. Johns County$552
HOAbilled monthly$564
Estimated total, before insurance$3,415/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,501/yr · $542/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Property taxes (est.): $552
Insurance (est.): $277
Estimated Total Monthly
$3,128
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$389,559$295,319—
2024$404,550$286,148—
2023$386,076$276,212—
2022$321,565$271,065—
2021$65,000$65,000—

2025 property taxes (current owner): $6,501/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 10, 2026Closed$435,000
  • Aug 17, 2026Pending$435,000
  • Aug 3, 2026Active Under Contract$435,000
  • Aug 1, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $289/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
281 Timber Light Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$565,000$2982/21,8932000
57 Curved Bay Trail, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYJul 2026$490,000$3262/21,5051000.1
166 Curved Bay Trail, Ponte Vedra, FL 32081Listed by PONTE VEDRA KEY REALTYAug 2026$460,000$3002/21,534980.2
151 Wheatfield Avenue, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$420,000$2802/21,501930.2
40 Sand Harbor Drive, Ponte Vedra, FL 32081Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$530,000$3172/21,670790.2
49 Timber Light Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$473,000$3142/21,505700.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$289
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,505
Acres0.12 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address245 Timber Light Trail, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size5,227.2 sq ft
Parcel Number0704840560

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Front Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedAugust 1, 2026
Days on Market2
HOA Fees$564.48 / Monthly
HOA FrequencyMonthly
Tax Amount$6,501.37
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines