This home is in Del Webb Nocatee, Ponte Vedra.

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Active

Active·83 days on market·Del Webb Nocatee

166 Curved Bay Trail

Ponte Vedra, FL 32081

$479,000$312/sqftEst. $2,549/moMLS# 2141746

Beds

Baths

1,534

Sq Ft

2023

Built

Garage

Pool

About this home

Del Webb Nocatee

$5000 BUYER INCENTIVE JUST ADDED!! MORE UPGRADES THAN ANY Villa around! This villa masterpiece has numerous built-ins & premium add-ons that others don't! The main attraction is a 14x19' screened, SOLID ROOF covered, paver lanai for maximum views of the nature preserve behind. So relaxing & a peaceful spot to watch the birds & enjoy your morning coffee! Tastefully updated with extra can lighting in every room, LVP throughout (NO carpet) + designer tile in both bathrooms with quartz counters. Leaded glass entry door, several built in closet & storage options, drop zone at garage entry & a custom dining room sideboard with soft close everything! Did I mention another beautiful built-in cabinet in the laundry room and the flex room? Plus, a coveted, 4ft garage extension with epoxy, storage rack & water softener. This home is so inviting-just move right in! Beautiful white kitchen w/black hardware & quartz counters, gas range & cool subway tile backsplash.

Cost to own

Mortgage calculator

Home Price

$479,000

Down Payment: 20%

$95,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,435

Principal & Interest: $2,435

Est. Taxes & Insurance: $609

Estimated Total Monthly

$3,043

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,549

Property taxesest. at asking price, St. Johns County$637

HOAbilled monthly$344

Estimated total, before insurance$3,531/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $487,100 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$434,047	$292,003	—
2024	$417,745	$271,395	—
2023	$100,000	$100,000	—

2025 property taxes (current owner): $6,517/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Price change$479,000−$6,000
Apr 24, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$479,000

Price / Sq Ft$312

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,534

Acres0.11 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Patio Home, Ranch, Villa

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address166 Curved Bay Trail, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size4,791.6 sq ft

Parcel Number0721110070

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Park, Pickleball, Sauna, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate, Smoke Detector(s)