This home is in Del Webb Nocatee, Ponte Vedra.

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Active

46 Curved Bay Trail, Ponte Vedra, FL 32081

$439,900

MLS# 2154184

Bedrooms

Bathrooms

1,505

Sq Ft

2022

Year Built

About This Home — 46 Curved Bay Trail

Welcome to luxury living in the highly sought-after Del Webb Nocatee, the newest 55+ active adult community in the area. This impeccably maintained, custom 3 bedroom villa is just under 2 years new and is truly one-of-a-kind. Step inside through the striking Euro 5-lite sliding barn door featuring beautiful Italian design. The high-quality tempered frosted glass provides privacy while beautifully allowing natural light to flow. This flexible space functions perfectly as a bedroom, den, or home office. The gourmet kitchen shines with upgraded cabinets, elegant granite countertops, stylish backsplash, and premium stainless-steel KitchenAid appliances. Ceramic tile flooring flows throughout the main living areas, offering both beauty and easy maintenance. Both bathrooms feature upgraded tiled showers and flooring for a spa-like feel. Relax and unwind on the lanai complete with ceiling fans -- the perfect spot to enjoy morning coffee or evening breezes.

Features

Price$439,900

Price / Sq Ft$292

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,505

Acres0.09 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleVilla

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Direction FacesNortheast

Community Information

Address46 Curved Bay Trail, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size3,920.4 sq ft

Parcel Number0704842390

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Pickleball, Shuffleboard Court, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener, Off Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

Exterior

Patio / PorchPatio, Porch

RoofShingle

ConstructionComposition Siding

Road SurfaceAsphalt

Additional Information

Date ListedJuly 7, 2026

Days on Market1

HOA Fees$569 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesMaintenance Grounds

Tax Amount$7,609.32

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityYes

New ConstructionNo

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Mortgage Calculator

Home Price

$439,900

Down Payment: 20%

$87,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,341

Principal & Interest: $2,341

Est. Taxes & Insurance: $585

Estimated Total Monthly

$2,927

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,341

Property taxesest. at asking price, St. Johns County$586

HOAbilled monthly$569

Estimated total, before insurance$3,497/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

Year	Market value	Taxable value	Change
2025	$389,559	$389,559	—

2025 property taxes (current owner): $7,609/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.