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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra — a 55+ community home in Nocatee.

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Active

$464,0002 bd · 2 ba · 1,505 sq ft

Active·1 day on market·Del Webb Nocatee

86 Yellow Iris Court

Ponte Vedra, FL 32081

$464,000$308/sqftEst. $2,515/mo mortgageMLS# 2173590
2
Beds
2
Baths
1,505
Sq Ft
2022
Built
2
Garage
No
Pool

25 more homes for sale in Del Webb Nocatee →Search Del Webb Nocatee on the map

FEMA Zone XHOA $564/mo4,792 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Del Webb Nocatee

Upgraded, move-in ready, and NOT another builder-basic villa! This beautiful Del Webb Nocatee villa has been meticulously maintained and is loaded with designer selections. There's NO carpet anywhere: warm wood-look LVP flows throughout the entire home. The cook's kitchen has a gas Whirlpool stainless range with a vented hood, upgraded cabinetry with 42" uppers, crown molding, soft-close doors and double roll-out trays, and a subway tile backsplash. The owner's suite has a tray ceiling and a large bath with a tiled walk-in shower and built-in seat. The enclosed den with doors works as an office, hobby room or guest space. Step out to the screened lanai with privacy blinds, which overlooks an extra-private, beautifully landscaped backyard. It's the perfect backyard escape, and the gas stub is ready for your grill. You also get plantation shutters, an epoxy garage floor, and a paver driveway and entry. This one truly shows like a model, so come see it before someone else does!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,515
Property taxesest. at asking price, St. Johns County$608
HOAbilled monthly$564
Estimated total, before insurance$3,687/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,759/yr · $480/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$464,000
$92,800
Loan Term
Monthly Payment
$2,515
Principal & Interest: $2,515
Property taxes (est.): $608
Insurance (est.): $309
Estimated Total Monthly
$3,432
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,759/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 12, 2026Listed$464,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $299/sq ft; this home is listed at $308/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
100 Yellow Iris, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYOct 2026$450,000$2992/21,505180
281 Timber Light Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$565,000$2982/21,8932000
245 Timber Light Trail, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2026$415,000$2762/21,50520
34 Curved Bay Trail, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYOct 2026$419,000$2782/21,505720.1
166 Curved Bay Trail, Ponte Vedra, FL 32081Listed by PONTE VEDRA KEY REALTYAug 2026$460,000$3002/21,534980.1
57 Curved Bay Trail, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYJul 2026$490,000$3262/21,5051000.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$464,000
Price / Sq Ft$308
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,505
Acres0.11 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address86 Yellow Iris Court, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size4,791.6 sq ft
Parcel Number0704840680

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Dryer, Gas Oven, Gas Range, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecurityGated with Guard, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
Road FrontagePrivate Road

Additional Information

Date ListedNovember 13, 2026
Days on Market1
HOA Fees$564.48 / Monthly
HOA FrequencyMonthly
Tax Amount$5,758.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: SIGNATURE FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines