Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra — a 55+ community home in Nocatee.

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Active

Active·24 days on market·Del Webb Nocatee

34 Curved Bay Trail

Ponte Vedra, FL 32081

$424,000$282/sqftEst. $2,182/moMLS# 2156159

Beds

Baths

1,505

Sq Ft

2022

Built

Garage

Pool

About this home

Del Webb Nocatee

INCREDIBLE HOME IN DEL WEBB NOCATEE! PRICED TO SELL!! Don't miss this exceptional opportunity to own a beautifully maintained villa offering 2 bedrooms, 2 full bath, a dedicated office/flex space, and a 2-car garage. This move-in-ready home includes all appliances and offers an open, light-filled floor plan designed for comfortable everyday living. Beautiful tile flooring flows throughout the main living areas, complemented by blinds throughout, upgraded lighting, ceiling fans, and abundant natural sunlight. The spacious kitchen features Whirlpool stainless steel appliances, a large center island, ceramic tile backsplash, an upgraded faucet, and ample workspace for cooking and entertaining. The primary suite offers a generous walk-in closet and a spacious walk-in shower, while the guest bathroom includes a tub/shower combination. Step outside to the screened lanai with paver flooring, where meticulously maintained landscaping provides added privacy and a peaceful outdoor retreat.

Cost to own

Mortgage calculator

Home Price

$424,000

Down Payment: 20%

$84,800

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,182

Principal & Interest: $2,182

Property taxes (est.): $564

Insurance (est.): $283

Estimated Total Monthly

$3,029

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,182

Property taxesest. at asking price, St. Johns County$564

HOAbilled monthly$564

Estimated total, before insurance$3,311/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,874/yr · $490/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,874/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 2, 2026Price change$424,000−$9,000
Jul 20, 2026Listed$433,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$424,000

Price / Sq Ft$282

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,505

Acres0.09 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address34 Curved Bay Trail, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size3,920.4 sq ft

Parcel Number0704842370

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Security24 Hour Security, Carbon Monoxide Detector(s), Gated with Guard, Smoke Detector(s)

Spa FeaturesCommunity