Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra — a gated community home in St. Johns County.

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Active

Active·5 days on market·Del Webb Nocatee

97 Broadhaven Drive

Ponte Vedra, FL 32081

$439,000$292/sqftEst. $2,238/moMLS# 2151128

Beds

Baths

1,505

Sq Ft

2021

Built

Garage

Pool

About this home

Del Webb Nocatee

Welcome home to 97 Broadhaven Drive, a beautifully maintained 2021-built single-story retreat in the gated, resort-style community of Del Webb Nocatee -- Ponte Vedra's premier 55+ neighborhood! This 2-bedroom, 2-bathroom, plus flex room home offers 1,505 sq ft of thoughtfully designed living space with an open floorplan, spacious kitchen island, pantry, and entrance foyer. The upgraded gray kitchen cabinets, granite countertops, and gas stove make this a cook's delight, while luxury vinyl plank flooring flows throughout for easy, low-maintenance living. The primary suite features a custom Elfa closet system, and the guest bath includes a tub with tile surround and grab bars for added accessibility. French doors lead to a versatile office, perfect for hobbies, crafts, or guests. Step outside to your screened-in porch overlooking a peaceful, wooded preserve view -- the ideal spot for morning coffee or evening relaxation. Additional upgrades include 8-foot doors, a Rinnai tankless water

Cost to own

Mortgage calculator

Home Price

$439,000

Down Payment: 20%

$87,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,238

Principal & Interest: $2,238

Property taxes (est.): $584

Insurance (est.): $293

Estimated Total Monthly

$3,115

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,238

Property taxesest. at asking price, St. Johns County$584

HOAbilled monthly$564

Estimated total, before insurance$3,387/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,542/yr · $545/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$392,825	$298,314	—
2024	$407,984	$289,058	—
2023	$389,303	$284,037	—
2022	$324,308	$274,308	—
2021	$75,000	$60,500	—
2020	$55,000	$55,000	—

2025 property taxes (current owner): $6,542/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 27, 2026Active$439,000
Jul 23, 2026Pending$439,000
Jun 17, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$439,000

Price / Sq Ft$292

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,505

Acres0.10 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address97 Broadhaven Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size4,356 sq ft

Parcel Number0704832840

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesNatural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods