This home is in Palencia, St. Augustine — a pool home in St. Johns County.
Sold·Closed Aug 3, 2026·3 days on market·Recent sales in Palencia·Palencia
122 Senora Court
St. Augustine, FL 32095
43 more homes for sale in Palencia →Search Palencia on the map
About this home
Palencia
Perfectly positioned on a private preserve lot, this stunning custom-built pool home is a rare find in Palencia. Surrounded by towering oaks and tropical palms, the nearly half-acre lot offers exceptional privacy on a quiet street of just sixteen homes. Built by Cottage Home Company as a model home, this thoughtfully designed floor plan offers an open-concept layout with four bedrooms, a study, a bonus room, and over 3,800 square feet of living space. Designed for year-round indoor/outdoor living, a pocketing sliding glass wall opens to a covered lanai. The backyard is a private oasis featuring a heated saltwater pool and spa with water and fire features. A detached cabana includes a full outdoor summer kitchen with a wraparound bar, a fireplace, ambient lighting, surround sound and an automated sunshade. Fully fenced and lushly landscaped, the backyard is a true sanctuary complete with a barrel sauna & landscape lighting
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,771 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The coolest diagonal for a lanai; a pool here trades warmth for comfort.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,349,314 | $749,317 | — |
| 2024 | $1,210,830 | $727,492 | — |
| 2023 | $1,086,568 | $704,847 | — |
| 2022 | $1,191,817 | $682,861 | — |
| 2021 | $760,224 | $661,516 | — |
| 2020 | $625,954 | $544,169 | — |
2025 property taxes (current owner): $15,517/yr
Estimated taxes if purchased at asking price: ~$25,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 3, 2026Closed$1,550,000
- Jul 20, 2026Pending$1,550,000
- Jul 7, 2026Active Under Contract$1,550,000
- Jul 3, 2026Listed$1,550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $341/sq ft; this home is listed at $407/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 341 Vale Drive, St. Augustine, FL 32095Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $1,143,750 | $341 | 4/3.5 | 3,356 | 58 | 0.2 |
| 286 Vale Drive, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLC | Jul 2026 | $1,457,500 | $385 | 5/4.5 | 3,781 | 7 | 0.3 |
| 327 Costa Del Sol Drive, St. Augustine, FL 32095Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $2,700,000 | $606 | 5/4.5 | 4,455 | 45 | 0.4 |
| 159 La Mesa Drive, St. Augustine, FL 32095Listed by EXP REALTY LLC | Jun 2026 | $870,000 | $267 | 4/3 | 3,257 | 40 | 0.4 |
| 178 Antolin Way, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jun 2026 | $1,000,000 | $268 | 6/5 | 3,728 | 159 | 0.4 |
| 148 Augustine Island Way, St. Augustine, FL 32095Listed by FIRST COAST REALTY OF JACKSONVILLE INC | Aug 2026 | $727,500 | $234 | 3/3.5 | 3,108 | 3 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Palencia homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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