This home is in Palencia, St. Augustine.

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Active

Active·65 days on market·Palencia

612 Glorieta Drive

St. Augustine, FL 32095

$789,900$274/sqftEst. $4,204/moMLS# 2144816

Beds

Baths

2,882

Sq Ft

2020

Built

Garage

Yes

Pool

About this home

Palencia

Step into this beautiful generational home with separate living quarters for college students, in-law or other family members. Separate entrance and garage for this area. The main living area features tile and LVP floors throughout, 42'' cabinets, stainless appliances and vaulted ceilings. Relax by the fabulous saltwater inground pool and spa with waterfall surrounded by a terrazzo patio. The 220' deep yard and vinyl fence offers backyard privacy. Additionally, there are 2 tankless water heaters, a network switch with 2 built in wireless expanders, wired in almost all rooms for internet connection, and has wired antenna/cable connections in all major rooms. An attic antenna picks up local channels. The kitchen closet in the accessory suite is plumbed for a stackable washer/dryer. Enjoy all of Palencia's amenities such as pool, tennis, pickleball, and exercise room. All for the low, low HOA fee of $12.00 per month!

Cost to own

Mortgage calculator

Home Price

$789,900

Down Payment: 20%

$157,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,015

Principal & Interest: $4,015

Est. Taxes & Insurance: $1,004

Estimated Total Monthly

$5,019

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,204

Property taxesest. at asking price, St. Johns County$1,051

HOAbilled annually$12

Estimated total, before insurance$5,268/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$658,839	$436,256	—
2024	$679,806	$423,254	—
2023	$698,975	$409,470	—
2022	$485,285	$334,243	—
2021	$367,151	$310,052	—
2020	$80,000	$71,500	—

2025 property taxes (current owner): $10,249/yr

Estimated taxes if purchased at asking price: ~$12,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 12, 2026Listed$789,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$789,900

Price / Sq Ft$274

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage2,882

Total Structure Area3,798 sq ft

Acres0.32 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleMulti Generational

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water, Screen Enclosure, Waterfall

Is WaterfrontNo

Gated CommunityYes

Direction FacesEast

School Information

ElementaryPalencia

Community Information

Address612 Glorieta Drive, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionPalencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size13,939.2 sq ft

Lot Dimensions63x220

Parcel Number0721532220

ZoningPUD

Amenities

AmenitiesPool, Gated, Jogging Path, Management - Off Site, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Pantry, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate, Smoke Detector(s)