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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Sep 24, 2026·45 days on market·Recent sales in Palencia·Palencia

327 Costa Del Sol Drive

St. Augustine, FL 32095

$2,700,000sold priceListed at $2,900,000 · 93.1% of asking$606/sqftMLS# 2155494
5
Beds
4.5
Baths
4,455
Sq Ft
2016
Built
4
Garage
Yes
Pool

43 more homes for sale in Palencia →Search Palencia on the map

FEMA Zone AEHOA $10/mo0.95 acresWaterfrontSingle Family Residence2 stories

About this home

Palencia

Perfectly positioned on Costa Del Sol, one of Palencia's most coveted streets, this elegant Cottage Home offers sweeping, unobstructed Intracoastal Waterway views. Featuring 5 bedrooms, 4.5 baths, a private office, and two 2-car garages, one wired for an EV charger, this residence showcases exceptional craftsmanship with rich millwork, designer finishes, and abundant storage throughout. The chef's kitchen impresses with premium appliances, an expansive walk-in pantry, and a sophisticated wet bar designed for effortless entertaining. The owner's suite is a private retreat featuring a spa-inspired bath and custom closets. Outdoor living is exceptional with a screened heated pool and spa, summer kitchen, expansive covered lanai, fire pit, outdoor speakers, and additional yard space beyond the pool--all overlooking breathtaking Intracoastal views. A rare opportunity to own one of Palencia's premier waterfront residences.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$14,955
Property taxesest. at asking price, St. Johns County$3,593
HOAbilled annually$10
Estimated total, before insurance$18,559/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,097/yr · $1,591/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:31 AM, sunset 6:50 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $19,097/yr

Estimated taxes if purchased at asking price: ~$43,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Closed$2,900,000
  • Sep 17, 2026Pending$2,900,000
  • Sep 4, 2026Active Under Contract$2,900,000
  • Jul 21, 2026Active$2,900,000
  • Jul 10, 2026Listed$2,900,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $516/sq ft; this home is listed at $651/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
532 Costa Del Sol Drive, St. Augustine, FL 32095Listed by LPT REALTY LLCJun 2026$2,650,000$5164/4.55,136260.2
122 Senora Court, St. Augustine, FL 32095Listed by EXP REALTY LLCAug 2026$1,576,500$4144/4.53,81130.4
150 Hickory Hill Drive, St. Augustine, FL 32095Listed by EXP REALTY LLCApr 2026$2,865,000$5485/55,229520.4
341 Vale Drive, St. Augustine, FL 32095Listed by REALTY ONE GROUP ELEVATEAug 2026$1,143,750$3414/3.53,356580.5
101 Hickory Hill Drive, St. Augustine, FL 32095Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$2,025,000$4164/4.54,86540.6
647 Santa Teresa Court, St. Augustine, FL 32095Listed by KELLER WILLIAMS ST JOHNSJul 2026$2,845,000$5696/54,99760.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,900,000
Price / Sq Ft$651
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,455
Acres0.95 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address327 Costa Del Sol Drive, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size41,382 sq ft
Parcel Number0724260210
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage
Waterfront TypeIntracoastal, Marsh

Interior

AppliancesConvection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air, Electric
# of Stories2
LevelsTwo

Additional Information

Date ListedJuly 21, 2026
Days on Market45
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$19,096.71
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Sold by: ONE SOTHEBY'S INTERNATIONAL REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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