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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed Aug 17, 2026·58 days on market·Recent sales in Palencia·Palencia

341 Vale Drive

St. Augustine, FL 32095

$1,143,750sold priceListed at $1,170,000 · 97.8% of asking$341/sqftMLS# 2146235
4
Beds
3.5
Baths
3,356
Sq Ft
2016
Built
4
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

FEMA Zone XHOA $10/mo0.42 acresSingle Family Residence1 story

About this home

Palencia

Update: Freshly painted cabinets and trim, two new air handlers, and new refrigerator Located at the end of Vale Drive, in the prestigious golf community of Palencia, this custom-built Dostie home offers luxury and exceptional community amenities. Featuring 4 bedrooms, 3.5 baths, a dedicated office, media room that could serve as a 5th bedroom, oversized laundry room, and a 4-car garage, this home was designed with both functionality and style in mind. Inside, you'll find coffered ceilings, spacious living areas, and a gourmet kitchen with high-end appliances perfect for entertaining. Situated on a large private lot with plenty of room for a pool, the outdoor space offers both privacy and endless potential for creating your own backyard retreat. Residents of Palencia enjoy access to an 18-hole Arthur Hills championship golf course, full-service fitness center, renowned tennis facilities, pickleball courts, three pools, parks, walking trails, and the scenic Tolomato River boardwalk

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,335
Property taxesest. at asking price, St. Johns County$1,522
HOAbilled annually$10
Estimated total, before insurance$7,868/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,103/yr · $1,592/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,143,750
$228,750
Loan Term
Monthly Payment
$6,335
Principal & Interest: $6,335
Property taxes (est.): $1,522
Insurance (est.): $763
Estimated Total Monthly
$8,620
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $1,252,000 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,027,539$1,027,539—
2024$1,004,587$1,004,587—
2023$868,496$818,496—
2022$941,099$941,099—
2021$671,076$441,925—
2020$555,455$435,133—

2025 property taxes (current owner): $19,103/yr

Estimated taxes if purchased at asking price: ~$18,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$1,170,000
  • Aug 11, 2026Pending$1,170,000
  • Jul 18, 2026Active Under Contract$1,170,000
  • Jul 15, 2026Price change$1,170,000−$10,000
  • May 22, 2026Listed$1,180,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $349/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
122 Senora Court, St. Augustine, FL 32095Listed by EXP REALTY LLCAug 2026$1,576,500$4144/4.53,81130.2
286 Vale Drive, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLCJul 2026$1,457,500$3855/4.53,78170.2
3024 Las Calinas Boulevard, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$705,000$2664/32,647540.5
148 Augustine Island Way, St. Augustine, FL 32095Listed by FIRST COAST REALTY OF JACKSONVILLE INCAug 2026$727,500$2343/3.53,10830.6
612 Glorieta Drive, St. Augustine, FL 32095Listed by MEMORY HOPKINS REAL ESTATEAug 2026$790,000$2744/42,882690.6
84 San Telmo Court, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$665,000$1975/43,3812650.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,170,000
Price / Sq Ft$349
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,356
Total Structure Area5,143 sq ft
Acres0.42 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages4
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesWest

School Information

Community Information

Address341 Vale Drive, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size18,295.2 sq ft
Parcel Number0720990290
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Sauna, Security, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Restaurant, Gated, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchPorch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 22, 2026
Days on Market58
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$19,103.03
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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