This home is in Palencia, St. Augustine.

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Active

Active·54 days on market·Palencia

341 Vale Drive

St. Augustine, FL 32095

$1,170,000$349/sqftEst. $6,227/moMLS# 2146235

Beds

Baths

3,356

Sq Ft

2016

Built

Garage

Pool

About this home

Palencia

Update: Freshly painted cabinets and trim, two new air handlers, and new refrigerator Located at the end of Vale Drive, in the prestigious golf community of Palencia, this custom-built Dostie home offers luxury and exceptional community amenities. Featuring 4 bedrooms, 3.5 baths, a dedicated office, media room that could serve as a 5th bedroom, oversized laundry room, and a 4-car garage, this home was designed with both functionality and style in mind. Inside, you'll find coffered ceilings, spacious living areas, and a gourmet kitchen with high-end appliances perfect for entertaining. Situated on a large private lot with plenty of room for a pool, the outdoor space offers both privacy and endless potential for creating your own backyard retreat. Residents of Palencia enjoy access to an 18-hole Arthur Hills championship golf course, full-service fitness center, renowned tennis facilities, pickleball courts, three pools, parks, walking trails, and the scenic Tolomato River boardwalk

Cost to own

Mortgage calculator

Home Price

$1,170,000

Down Payment: 20%

$234,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,910

Principal & Interest: $5,910

Est. Taxes & Insurance: $1,478

Estimated Total Monthly

$7,388

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,227

Property taxesest. at asking price, St. Johns County$1,557

HOAbilled annually$10

Estimated total, before insurance$7,795/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,252,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,027,539	$1,027,539	—
2024	$1,004,587	$1,004,587	—
2023	$868,496	$818,496	—
2022	$941,099	$941,099	—
2021	$671,076	$441,925	—
2020	$555,455	$435,133	—

2025 property taxes (current owner): $19,103/yr

Estimated taxes if purchased at asking price: ~$18,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Price change$1,170,000−$10,000
May 22, 2026Listed$1,180,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,170,000

Price / Sq Ft$349

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,356

Total Structure Area5,143 sq ft

Acres0.42 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages4

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesWest

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address341 Vale Drive, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionPalencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size18,295.2 sq ft

Parcel Number0720990290

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Sauna, Security, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories1

LevelsOne

SecuritySmoke Detector(s)