This home is in Del Webb Nocatee, Ponte Vedra.

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Active

Active·56 days on market·Del Webb Nocatee

49 Timber Light Trail

Ponte Vedra, FL 32081

$489,000$325/sqftEst. $2,603/moMLS# 2145844

Beds

Baths

1,505

Sq Ft

2022

Built

Garage

Pool

About this home

Del Webb Nocatee

Live the Nocatee lifestyle in this fully loaded Ellenwood villa at Del Webb. Finished to a level you rarely see on resale, this 2022 Pulte-built home features upgrades throughout its 1,505 SF open-concept layout. Kitchen showcases quartz countertops, white cabinetry, gas range, subway tile backsplash, and a center island with pendant lighting. Crown molding and LVP flooring carry through every room. Owner's suite features a dual-vanity bath with upgraded frameless glass shower enclosure. A dedicated den with French doors offers space for a home office or study. Out back, the screened lanai with paver flooring and porch swing overlooks pond and fountain views. Paver driveway completes the curb appeal. Enjoy low-maintenance living in this gated 55+ community with resort-style pools, pickleball, tennis, fitness center, and the Canopy Club with tavern, grill, and full-time lifestyle director. Minutes to Ponte Vedra beaches and Nocatee Town Center.

Cost to own

Mortgage calculator

Home Price

$489,000

Down Payment: 20%

$97,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,486

Principal & Interest: $2,486

Est. Taxes & Insurance: $621

Estimated Total Monthly

$3,107

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,603

Property taxesest. at asking price, St. Johns County$651

HOAbilled monthly$564

Estimated total, before insurance$3,818/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $514,200 in December 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$389,883	$339,161	—
2024	$404,985	$351,532	—
2023	$386,485	$336,485	—
2022	$78,400	$71,500	—
2021	$65,000	$65,000	—

2025 property taxes (current owner): $7,092/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 22, 2026Listed$489,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,000

Price / Sq Ft$325

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,505

Acres0.09 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

55+ CommunityYes

Community Information

Address49 Timber Light Trail, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size3,920.4 sq ft

Parcel Number0704842210

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Management- On Site, Park, Pickleball, Spa/Hot Tub

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories1

LevelsOne

LaundryIn Unit

SecurityClosed Circuit Camera(s), Gated with Guard