This home is in Sweetwater, Jacksonville.

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Active

Active·1 day on market·Sweetwater

9288 Rosewater Lane

Jacksonville, FL 32256

$510,000$292/sqftEst. $2,714/moMLS# 2155937

Beds

Baths

1,748

Sq Ft

2008

Built

Garage

Pool

About this home

Sweetwater

Experience the perfect blend of comfort, convenience, and active adult living in this beautifully maintained, move in ready home located in the gated 55+ community of Sweetwater by Del Webb. Thoughtfully designed with an open concept layout, this single story residence offers inviting living spaces, abundant natural light, and peaceful preserve & pond views that create a relaxing retreat you'll love coming home to.The spacious kitchen is equipped with corian countertops, quality cabinetry, stainless steel appliances, and plenty of prep space, making it ideal for both everyday meals and entertaining. In addition to the generously sized bedrooms, a versatile flex room offers endless possibilities as a home office, library, hobby room, or den. Step outside to the expansive screened lanai, where you can unwind and enjoy the privacy of the tranquil pond backdrop. Residents of Sweetwater enjoy an exceptional resort style lifestyle with indoor and outdoor pools, pickleball courts, tennis

Cost to own

Mortgage calculator

Home Price

$510,000

Down Payment: 20%

$102,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,592

Principal & Interest: $2,592

Est. Taxes & Insurance: $648

Estimated Total Monthly

$3,240

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,714

Property taxesest. at asking price, Duval County$833

HOAbilled quarterly$92

Estimated total, before insurance$3,639/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History