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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sweetwater, Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Aug 18, 2026·3 days on market·Recent sales in Sweetwater·Sweetwater

11225 Water Spring Circle

Jacksonville, FL 32256

$428,000sold priceListed at $429,900 · 99.6% of asking$248/sqftMLS# 2155253
3
Beds
2
Baths
1,725
Sq Ft
2005
Built
2
Garage
No
Pool

12 more homes for sale in Sweetwater →Search Sweetwater on the map

FEMA Zone XHOA $275/mo6,534 sqft lotSingle Family Residence1 story

About this home

Sweetwater

Your next chapter begins where the projects end. You've worked hard your whole life. Now it's time for a home that works for you. Every major improvement has already been made, allowing you to spend less time updating your home and more time enjoying the exceptional lifestyle of Sweetwater by Del Web, a 55+ community. A new roof (2022), beautiful wood-look luxury vinyl plank flooring (2026), fresh Sherwin Williams Modern White interior paint, updated baths, newer appliances, and countless thoughtful improvements provide the confidence to simply move in and start living. Enjoy morning coffee in the bright glass-enclosed sunroom, relax beneath the retractable awning on the private backyard paver patio, or spend the day enjoying Sweetwater's resort-style amenities, clubs and activities. Opportunities to own a single-family home in Sweetwater are limited. If you've been waiting for the right one, welcome home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,371
Property taxesest. at asking price, Duval County$699
HOAbilled monthly$275
Estimated total, before insurance$3,345/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$428,000
$85,600
Loan Term
Monthly Payment
$2,371
Principal & Interest: $2,371
Property taxes (est.): $699
Insurance (est.): $285
Estimated Total Monthly
$3,355
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 19, 2026Closed$429,900
  • Jul 31, 2026Pending$429,900
  • Jul 17, 2026Active Under Contract$429,900
  • Jul 14, 2026Listed$429,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $249/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11344 Sugar Loaf Court, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$400,000$2633/21,519570.3
9288 Rosewater Lane, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$507,000$2902/21,748190.3
9258 Saltwater Way, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$495,000$2402/22,05930.3
11345 Sugar Loaf Court, Jacksonville, FL 32256Listed by HOMECOIN.COMAug 2026$499,500$2882/21,73340.3
9223 Sunrise Breeze Circle, Jacksonville, FL 32256Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Aug 2026$510,000$2443/32,092160.3
9233 Rosewater Lane, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERYSep 2026$472,500$2702/21,75070.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$429,900
Price / Sq Ft$249
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,725
Acres0.15 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

School Information

Community Information

Address11225 Water Spring Circle, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSweetwater By Del Webb
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size6,534 sq ft
Parcel Number1677571530
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchAwning(s), Glass Enclosed, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionBlock, Stucco
Road FrontagePrivate Road

Additional Information

Date ListedJuly 14, 2026
Days on Market3
HOA Fees$275 / Monthly
HOA FrequencyMonthly
HOA NameSweetwater by Del Webb
HOA Fee IncludesTrash
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sweetwater

Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Sweetwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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