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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sweetwater, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 14, 2026·23 days on market·Recent sales in Sweetwater·Sweetwater

9241 Rosewater Lane

Jacksonville, FL 32256

$477,000sold priceListed at $495,900 · 96.2% of asking$277/sqftMLS# 2150235
2
Beds
2
Baths
1,723
Sq Ft
2007
Built
2
Garage
No
Pool

12 more homes for sale in Sweetwater →Search Sweetwater on the map

HOA $275/mo6,970 sqft lotSingle Family Residence1 story

About this home

Sweetwater

Welcome home to this move-in ready single-story home on a quiet street in the highly sought-after 55+ gated community of Sweetwater by Del Webb with resort-style living. Begin your morning by sipping coffee in the large screened-in lanai overlooking the tranquil preserve views. When you are ready to start the day, this community offers many amenities to help you lead an active lifestyle. There is something for everyone from pickleball, jogging paths, pools, shuffleboard, a fitness center and a myriad of clubs to choose from. In addition to the generously sized bedrooms, there is a versatile flex room that is the perfect space for a home office, library, hobby room, or cozy sitting area. The kitchen offers granite countertops, quality cabinetry, and stainless steel appliances, and the floor plan is perfect for entertaining. Make your appointment today before it's gone!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,642
Property taxesest. at asking price, Duval County$779
HOAbilled monthly$275
Estimated total, before insurance$3,696/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,037/yr · $336/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$477,000
$95,400
Loan Term
Monthly Payment
$2,642
Principal & Interest: $2,642
Property taxes (est.): $779
Insurance (est.): $318
Estimated Total Monthly
$3,739
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,704 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$400,793$197,711▲ $10,000
2024$391,770$191,291—
2023$378,808$184,118—
2022$335,819$181,654—
2021$275,417$174,893—
2020$268,123$171,782—

2025 property taxes (current owner): $4,037/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$495,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $288/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9233 Rosewater Lane, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERYSep 2026$472,500$2702/21,75070
9229 Rosewater Lane, Jacksonville, FL 32256Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$479,000$2313/32,07530
9288 Rosewater Lane, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$507,000$2902/21,748190.1
9258 Saltwater Way, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$495,000$2402/22,05930.1
9223 Sunrise Breeze Circle, Jacksonville, FL 32256Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Aug 2026$510,000$2443/32,092160.2
9092 Sweet Tree Trail, Jacksonville, FL 32256Listed by COASTAL HOMES NORTH FLORIDA LLCJul 2026$424,000$2473/21,71430.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,900
Price / Sq Ft$288
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,723
Acres0.16 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address9241 Rosewater Lane, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSweetwater By Del Webb
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size6,969.6 sq ft
Parcel Number1677572760
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesImpact Windows, Storm Shutters
Patio / PorchCovered, Rear Porch, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionStucco

Additional Information

Date ListedJune 12, 2026
Days on Market23
HOA Fees$275 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$4,036.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sweetwater

Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Sweetwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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