This home is in Sweetwater, Jacksonville — a waterfront home in Jacksonville.
Active·3 days on market·Sweetwater
11302 Water Spring Circle
Jacksonville, FL 32256
12 more homes for sale in Sweetwater →Search Sweetwater on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Sweetwater
Enjoy peaceful pond views and resort-style living in Sweetwater by Del Webb, a gated 55+ community! This inviting 3-bedroom, 2-bath home offers a bright, open layout, plantation shutters, a spacious kitchen with stainless steel appliances, and a screened lanai perfect for morning coffee or relaxing evenings. Major updates include a new roof (2023), Ruud HVAC system (2024), water heater (2023), newer kitchen appliances, and a water softener. Additional improvements include lanai rescreening and a new screen door, porch and primary bedroom roller shades, upgraded lighting, and an owned security system. A paver driveway and two-car garage complete the home. Enjoy Summerland Hall's indoor lap pool and spa, resort-style outdoor pool, fitness center, tennis, pickleball, bocce, scenic walking paths, clubs, and social activities. Discover a welcoming community with plenty of ways to stay active and connected!
Next steps in Sweetwater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,763 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave S21 min drive · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserve17 min drive · 6.4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 7 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 5 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Fort Family Regional Park4 min drive · Baseball, Basketball, Football, Soccer, Volleyball, Pickleball, Tennis
Closest grocery store
Publix8 min drive · 10920 Baymeadows Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,243/yr
Estimated taxes if purchased at asking price: ~$9,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 16, 2026Listed$499,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $292/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11225 Water Spring Circle, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC. | Aug 2026 | $428,000 | $248 | 3/2 | 1,725 | 3 | 0.1 |
| 11344 Sugar Loaf Court, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $400,000 | $263 | 3/2 | 1,519 | 57 | 0.2 |
| 9258 Saltwater Way, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $495,000 | $240 | 2/2 | 2,059 | 3 | 0.3 |
| 11345 Sugar Loaf Court, Jacksonville, FL 32256Listed by HOMECOIN.COM | Aug 2026 | $499,500 | $288 | 2/2 | 1,733 | 4 | 0.3 |
| 9223 Sunrise Breeze Circle, Jacksonville, FL 32256Listed by ASSIST2SELL FULL SERVICE REALTY LLC. | Aug 2026 | $510,000 | $244 | 3/3 | 2,092 | 16 | 0.3 |
| 9233 Rosewater Lane, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $472,500 | $270 | 2/2 | 1,750 | 7 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sweetwater
Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Sweetwater homes for sale →Keep looking
More homes in Sweetwater
Under Contract9185 Rosewater LaneJacksonville, FL 32256
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For Sale9114 Honeybee LaneJacksonville, FL 32256
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For Sale9240 Waterglen LaneJacksonville, FL 32256
3 bd · 3.5 ba · 2,439 sq ft
$529,000Est. $2,816/moCentrally located, this Magnolia model on a corner lot offers an extended lanai' overlooking a beautifully landscaped &…
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For Sale9239 Sunrise Breeze CircleJacksonville, FL 32256
3 bd · 2 ba · 2,038 sq ft
$564,900Est. $3,007/moTucked inside the gated, 55+ Sweetwater by Del Webb community, this single-story, fully renovated, concrete block home…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines