This home is in Sweetwater, Jacksonville — a gated community home in Jacksonville.
Sold·Closed Aug 28, 2026·3 days on market·Recent sales in Sweetwater·Sweetwater
9258 Saltwater Way
Jacksonville, FL 32256
12 more homes for sale in Sweetwater →Search Sweetwater on the map
About this home
Sweetwater
Highly sought-after Cypress model in Sweetwater by Del Webb! This beautifully maintained concrete block home is perfectly situated on a private, fenced preserve homesite in Jacksonville's premier gated 55+ active-adult community. Thoughtfully upgraded throughout, it features an exceptional heated and cooled Florida room with professionally integrated HVAC ductwork, creating a seamless extension of the home's living space for year-round enjoyment. Inside, you'll find warm bamboo flooring throughout the main living areas, updated crushed granite countertops, 42-inch maple cabinetry with convenient pull-out shelving, tile backsplash, and newer microwave, dishwasher, and range. Plantation shutters throughout, two solar tubes, and abundant windows fill the home with natural light. The desirable split-bedroom floor plan includes two bedrooms, two full baths, and a versatile office/den with double doors that is ideal for a home office, library, or hobby room.
Next steps in Sweetwater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,651 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 6:58 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,483/yr
Estimated taxes if purchased at asking price: ~$9,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 8, 2026Closed$519,000
- Jul 20, 2026Active Under Contract$519,000
- Jul 14, 2026Listed$519,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $252/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9233 Rosewater Lane, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $472,500 | $270 | 2/2 | 1,750 | 7 | 0.1 |
| 9241 Rosewater Lane, Jacksonville, FL 32256Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $477,000 | $277 | 2/2 | 1,723 | 23 | 0.1 |
| 9223 Sunrise Breeze Circle, Jacksonville, FL 32256Listed by ASSIST2SELL FULL SERVICE REALTY LLC. | Aug 2026 | $510,000 | $244 | 3/3 | 2,092 | 16 | 0.1 |
| 9288 Rosewater Lane, Jacksonville, FL 32256Listed by WATSON REALTY CORP | Sep 2026 | $507,000 | $290 | 2/2 | 1,748 | 19 | 0.2 |
| 11344 Sugar Loaf Court, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $400,000 | $263 | 3/2 | 1,519 | 57 | 0.3 |
| 11225 Water Spring Circle, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC. | Aug 2026 | $428,000 | $248 | 3/2 | 1,725 | 3 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Sold by: JAX REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sweetwater
Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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