This home is in Sweetwater, Jacksonville.

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Active

Active·Listed today·Sweetwater

9258 Saltwater Way

Jacksonville, FL 32256

$519,000$252/sqftEst. $2,762/moMLS# 2155229

Beds

Baths

2,059

Sq Ft

2006

Built

Garage

Pool

About this home

Sweetwater

Highly sought-after Cypress model in Sweetwater by Del Webb! This beautifully maintained concrete block home is perfectly situated on a private, fenced preserve homesite in Jacksonville's premier gated 55+ active-adult community. Thoughtfully upgraded throughout, it features an exceptional heated and cooled Florida room with professionally integrated HVAC ductwork, creating a seamless extension of the home's living space for year-round enjoyment. Inside, you'll find warm bamboo flooring throughout the main living areas, updated crushed granite countertops, 42-inch maple cabinetry with convenient pull-out shelving, tile backsplash, and newer microwave, dishwasher, and range. Plantation shutters throughout, two solar tubes, and abundant windows fill the home with natural light. The desirable split-bedroom floor plan includes two bedrooms, two full baths, and a versatile office/den with double doors that is ideal for a home office, library, or hobby room.

Cost to own

Mortgage calculator

Home Price

$519,000

Down Payment: 20%

$103,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,762

Principal & Interest: $2,762

Est. Taxes & Insurance: $691

Estimated Total Monthly

$3,453

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,762

Property taxesest. at asking price, Duval County$847

HOAbilled monthly$275

Estimated total, before insurance$3,885/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,483/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 14, 2026Listed$519,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$519,000

Price / Sq Ft$252

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage2,059

Acres0.17 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Direction FacesNorth

Community Information

Address9258 Saltwater Way, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionSweetwater By Del Webb

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size7,405.2 sq ft

Parcel Number1677572495

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Solar Tube(s), Split Bedrooms, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingAttic Fan, Central Air, Electric

FlooringCarpet, Tile, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup

SecurityGated with Guard