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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sweetwater, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 30, 2026·3 days on market·Recent sales in Sweetwater·Sweetwater

9229 Rosewater Lane

Jacksonville, FL 32256

$479,000sold priceListed at $479,000 · 100% of asking$231/sqftMLS# 2146956
3
Beds
3
Baths
2,075
Sq Ft
2007
Built
2
Garage
No
Pool

12 more homes for sale in Sweetwater →Search Sweetwater on the map

HOA $275/mo6,534 sqft lotSingle Family Residence2 stories

About this home

Sweetwater

This is the one you've been waiting for! Enjoy easy, carefree living in Sweetwater by Del Webb. This custom-built Laurel floor plan is move-in ready and offers a spacious layout, beautiful hardwood flooring, and a large screened lanai overlooking the preserve -- perfect for relaxing or entertaining. The kitchen is beautifully appointed with granite countertops, stainless steel appliances, custom cabinetry, and a stone backsplash. Upstairs features a loft, private bedroom, and full bathroom, making it ideal for guests or additional living space. Live the active lifestyle in this gated 55+ community of Sweetwater., featuring resort-style amenities including a pool, spa, fitness center, classes, tennis, and pickleball. Conveniently located close to Mayo Clinic Jacksonville, the beaches, shopping, and dining. Hurricane panels are conveniently stored in the garage, and the lanai features an automatic roll-down storm door for added protection and peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,653
Property taxesest. at asking price, Duval County$782
HOAbilled monthly$275
Estimated total, before insurance$3,710/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,941/yr · $412/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$479,000
$95,800
Loan Term
Monthly Payment
$2,653
Principal & Interest: $2,653
Property taxes (est.): $782
Insurance (est.): $319
Estimated Total Monthly
$3,755
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$436,489$248,698▲ $10,000
2024$427,576$240,841—
2023$413,805$232,225—
2022$369,234$228,360—
2021$302,699$220,738—
2020$294,783$217,000—

2025 property taxes (current owner): $4,941/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9233 Rosewater Lane, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERYSep 2026$472,500$2702/21,75070
9241 Rosewater Lane, Jacksonville, FL 32256Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$477,000$2772/21,723230
9288 Rosewater Lane, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$507,000$2902/21,748190.1
9258 Saltwater Way, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$495,000$2402/22,05930.1
11344 Sugar Loaf Court, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$400,000$2633/21,519570.4
11225 Water Spring Circle, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$428,000$2483/21,72530.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$479,000
Price / Sq Ft$231
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,075
Acres0.15 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address9229 Rosewater Lane, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSweetwater By Del Webb
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size6,534 sq ft
Parcel Number1677572775

Amenities

AmenitiesPool, Fitness Center, Gated, Jogging Path, Pickleball, Security, Spa/Hot Tub, Tennis Court(s), Trash
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
Security24 Hour Security, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesStorm Shutters
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 25, 2026
Days on Market3
HOA Fees$275 / Monthly
HOA FrequencyMonthly
HOA NameSweet water by Del Webb
Tax Amount$4,941.35
Tax Year2025
Listing TermsCash, FHA
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sweetwater

Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Sweetwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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