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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sweetwater, Jacksonville a gated community home in Jacksonville.

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Active

Active·Listed today·Sweetwater

9239 Sunrise Breeze Circle

Jacksonville, FL 32256

$579,900$285/sqftEst. $3,012/moMLS# 2163762
3
Beds
2
Baths
2,038
Sq Ft
2006
Built
2
Garage
No
Pool

About this home

Sweetwater

Tucked inside the gated, 55+ Sweetwater by Del Webb community, this single-story, fully renovated, concrete block home contains 2,038 sq ft of living space, 3 bedrooms, 2 bathrooms and a 2 car garage. Set on a wooded, preserve-view lot with no rear neighbors, minutes from Publix and Jacksonville's Town Center, and steps from the 22,000 sq ft clubhouse with resort-style pools, fitness center, and pickleball and tennis courts. A multi-year, top-to-bottom renovation brought a new roof, new HVAC, and a full kitchen remodel with custom cabinetry, granite counters, stainless appliances, a redesigned pantry, and a beverage fridge. Both baths were completely rebuilt, with new flooring throughout. The rear patio has been fully enclosed with sliding glass windows and its own mini-split, a bright bonus room for a sunroom, office, or retreat. Move in and enjoy Sweetwater at its best.

Cost to own

Mortgage calculator

$579,900
$115,980
Loan Term
Monthly Payment
$3,012
Principal & Interest: $3,012
Property taxes (est.): $947
Insurance (est.): $387
Estimated Total Monthly
$4,346
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$3,012
Property taxesest. at asking price, Duval County$947
HOAbilled monthly$275
Estimated total, before insurance$4,234/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,307/yr · $692/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$447,579$447,579 $10,000
2024$434,029$434,029
2023$383,830$196,192
2022$340,637$189,022
2021$278,718$182,061
2020$271,339$177,593

2025 property taxes (current owner): $8,307/yr

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Active$579,900
  • Sep 4, 2026Listed$579,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$579,900
Price / Sq Ft$285
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,038
Acres0.16 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address9239 Sunrise Breeze Circle, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSweetwater By Del Webb
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size6,969.6 sq ft
Parcel Number1677572245

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Park, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit
SecurityGated with Guard

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Glass Enclosed
RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 11, 2026
Days on Market0
HOA Fees$275 / Monthly
HOA FrequencyMonthly
HOA NameSweetwater by Del Webb HOA
Tax Amount$8,306.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Sweetwater

Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Sweetwater homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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