This home is in St. Augustine — a gated community home in St. Johns County.
Active·95 days on market
385 Scrub Jay Drive
St. Augustine, FL 32092
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
FRESHLY PAINTED AND NEW CARPET THIS WEEK PLUS 2,500 RATE BUY DOWN OR CLOSING COST WITH PREFERRED LENDER 3-bedroom, 3-bath home offers an incredible opportunity No CDD fees! The 2023 remodeled kitchen and primary bath, new 2025 appliances, and updated ceiling fans make this home move-in ready. Located in highly sought-after St. Johns County with top-rated schools and convenient access to I-95, Durbin Pavilion, Costco, Buc-ee's, shopping, dining, and entertainment. Whether you're searching for your primary residence or an excellent investment opportunity, this home offers outstanding value, a prime location, and a rare financing advantage. Schedule your private showing today!
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,759 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 10 mi · 80 parking spaces
Closest park or preserve
Gourd Island Conservation Areaabout 1.0 mi · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 6 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 7 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Parkabout 3 mi · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Aldiabout 0.7 mi · 2220 County Road 210, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,199/yr
Estimated taxes if purchased at asking price: ~$4,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 20, 2026Price change$249,000−$6,000
- Oct 8, 2026Price change$255,000−$5,000
- Sep 20, 2026Price change$260,000−$5,000
- Sep 7, 2026Price change$265,000−$4,000
- Sep 6, 2026Price change$269,000−$1,000
- Jul 23, 2026Active$270,000
- Jul 13, 2026Listed$270,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $166/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 433 Scrub Jay Drive, Jacksonville, FL 32092Listed by FLORIDA'S CHOICE REALTY LLC | Aug 2026 | $248,000 | $166 | 3/2.5 | 1,497 | 42 | 0 |
| 521 Scrub Jay Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTY | Aug 2026 | $229,000 | $170 | 2/2.5 | 1,346 | 7 | 0.1 |
| 494 Scrub Jay Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTY | Aug 2026 | $219,900 | $180 | 2/2.5 | 1,222 | 5 | 0.1 |
| 285 Scrub Jay Drive, St. Augustine, FL 32092Listed by COWFORD REALTY & DESIGN LLC | Jul 2026 | $223,500 | $166 | 2/2.5 | 1,346 | 59 | 0.1 |
| 577 Scrub Jay Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Jul 2026 | $265,000 | $177 | 3/2.5 | 1,497 | 1 | 0.2 |
| 570 Scrub Jay Drive, St. Johns, FL 32092Listed by KELLER WILLIAMS JACKSONVILLE | Jun 2026 | $239,000 | $178 | 2/2.5 | 1,346 | 55 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
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