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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Jul 29, 2026·59 days on market·Recent sales in SilverLeaf

285 Scrub Jay Drive

St. Augustine, FL 32092

$223,500sold priceListed at $229,900 · 97.2% of asking$166/sqftMLS# 2141616
2
Beds
2.5
Baths
1,346
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $212/mo2,178 sqft lotTownhouse2 stories

About this home

St. Augustine

Opportunity meets convenience in this well-maintained 2-bedroom, 2.5-bath townhome located in the highly sought-after Gables at Wingfield Glen community. Whether you're looking for your first home, a low-maintenance lifestyle, or a smart investment, this property checks all the right boxes. Step inside to a bright and functional layout featuring tile flooring throughout the main level, offering both durability and easy upkeep. The kitchen is equipped with newer appliances, ample cabinetry, and granite countertops. Just off the kitchen is the dining space and living room filled with natural light, perfect for casual meals and everyday living. Upstairs, you'll find two generously sized bedrooms with plush carpeting and abundant closet space, each offering the feel of a private suite--ideal for roommates, guests, or a flexible work-from-home setup. A convenient half bath downstairs enhances the home's thoughtful design for entertaining and daily comfort.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,238
Property taxesest. at asking price, St. Johns County$297
HOAbilled monthly$212
Estimated total, before insurance$1,747/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,104/yr · $259/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$223,500
$44,700
Loan Term
Monthly Payment
$1,238
Principal & Interest: $1,238
Property taxes (est.): $297
Insurance (est.): $149
Estimated Total Monthly
$1,684
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,664 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$208,207$203,457—
2024$214,984$184,961—
2023$193,184$168,146—
2022$177,862$152,860—
2021$138,964$138,964—
2020$129,927$129,927—

2025 property taxes (current owner): $3,104/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$229,900
  • Apr 30, 2026Listed$229,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
433 Scrub Jay Drive, Jacksonville, FL 32092Listed by FLORIDA'S CHOICE REALTY LLCAug 2026$248,000$1663/2.51,497420.1
521 Scrub Jay Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$229,000$1702/2.51,34670.2
494 Scrub Jay Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$219,900$1802/2.51,22250.2
577 Scrub Jay Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCJul 2026$265,000$1773/2.51,49710.3
570 Scrub Jay Drive, St. Johns, FL 32092Listed by KELLER WILLIAMS JACKSONVILLEJun 2026$239,000$1782/2.51,346550.3
782 Scrub Jay Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$266,000$1783/2.51,497950.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$229,900
Price / Sq Ft$171
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,346
Acres0.05 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address285 Scrub Jay Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionGables At Wingfield
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size2,178 sq ft
Parcel Number0264470035

Amenities

AmenitiesPool, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Available
Water SourcePublic
ParkingGarage, Guest, Parking Lot

Interior

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryIn Unit

Exterior

Patio / PorchPatio

Additional Information

Date ListedApril 30, 2026
Days on Market59
HOA Fees$212 / Monthly
HOA FrequencyMonthly
Tax Amount$3,104.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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