This home is in St. Augustine.

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Active Under Contract

Active Under Contract·106 days on market

241 Scrub Jay Drive

St. Augustine, FL 32092

$259,000$173/sqftEst. $1,321/moMLS# 2139579

Beds

Baths

1,497

Sq Ft

2005

Built

Garage

Pool

About this home

St. Augustine

$4000 buyer closing cost credit! One Car garage End Unit is a rare offering within a gated enclave in highly sought-after St. Johns County with convenient access to I-95 and located within a top-rated school district. This 3-bedroom, 2.5-bath townhome stands out as one of the most desirable homes in the neighborhood, offering a level of space and privacy rarely found in townhome living. With its expansive side yard, the townhome feels like single-family residence without the maintenance. The oversized yard creates a true sense of separation seldom available in this community, ideal for enjoying the Florida lifestyle, entertaining, or simply having room for pets and play. Residents also enjoy access to the community pool, perfect for relaxing summer days. Additional peace of mind comes with a roof replaced in 2021 and exterior painting completed in 2019.

Cost to own

Mortgage calculator

Home Price

$259,000

Down Payment: 20%

$51,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,321

Principal & Interest: $1,321

Property taxes (est.): $345

Insurance (est.): $173

Estimated Total Monthly

$1,838

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,321

Property taxesest. at asking price, St. Johns County$345

HOAbilled monthly$212

Estimated total, before insurance$1,877/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,291/yr · $274/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$222,248	$217,229	—
2024	$229,646	$197,481	—
2023	$206,145	$179,528	—
2022	$189,899	$163,207	—
2021	$148,370	$148,370	—
2020	$138,786	$138,786	—

2025 property taxes (current owner): $3,291/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 11, 2026Listed$259,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$259,000

Price / Sq Ft$173

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,497

Acres0.15 acres

Year Built2005

TypeResidential

Sub-TypeTownhouse

StatusActive Under Contract

# of Garages1

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesSouth

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighBeachside

Community Information

Address241 Scrub Jay Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionGables At Wingfield

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size6,534 sq ft

Parcel Number0264470021

ZoningResidential

Amenities

AmenitiesPool, Gated, Maintenance Grounds

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Gated, Guest

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level