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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

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Active Under Contract

Active Under Contract·196 days on market

241 Scrub Jay Drive

St. Augustine, FL 32092

$259,000$173/sqftEst. $1,423/mo mortgageMLS# 2139579
3
Beds
2.5
Baths
1,497
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $212/mo6,534 sqft lotTownhouse2 stories

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About this home

St. Augustine

$4000 buyer closing cost credit! One Car garage End Unit is a rare offering within a gated enclave in highly sought-after St. Johns County with convenient access to I-95 and located within a top-rated school district. This 3-bedroom, 2.5-bath townhome stands out as one of the most desirable homes in the neighborhood, offering a level of space and privacy rarely found in townhome living. With its expansive side yard, the townhome feels like single-family residence without the maintenance. The oversized yard creates a true sense of separation seldom available in this community, ideal for enjoying the Florida lifestyle, entertaining, or simply having room for pets and play. Residents also enjoy access to the community pool, perfect for relaxing summer days. Additional peace of mind comes with a roof replaced in 2021 and exterior painting completed in 2019.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,423
Property taxesest. at asking price, St. Johns County$345
HOAbilled monthly$212
Estimated total, before insurance$1,980/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,291/yr · $274/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$259,000
$51,800
Loan Term
Monthly Payment
$1,423
Principal & Interest: $1,423
Property taxes (est.): $345
Insurance (est.): $173
Estimated Total Monthly
$1,941
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:35 AM, sunset 6:45 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$222,248$217,229—
2024$229,646$197,481—
2023$206,145$179,528—
2022$189,899$163,207—
2021$148,370$148,370—
2020$138,786$138,786—

2025 property taxes (current owner): $3,291/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Apr 11, 2026Listed$259,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
285 Scrub Jay Drive, St. Augustine, FL 32092Listed by COWFORD REALTY & DESIGN LLCJul 2026$223,500$1662/2.51,346590.1
433 Scrub Jay Drive, Jacksonville, FL 32092Listed by FLORIDA'S CHOICE REALTY LLCAug 2026$248,000$1663/2.51,497420.2
521 Scrub Jay Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$229,000$1702/2.51,34670.3
494 Scrub Jay Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$219,900$1802/2.51,22250.3
577 Scrub Jay Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCJul 2026$265,000$1773/2.51,49710.3
570 Scrub Jay Drive, St. Johns, FL 32092Listed by KELLER WILLIAMS JACKSONVILLEJun 2026$239,000$1782/2.51,346550.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,000
Price / Sq Ft$173
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,497
Acres0.15 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesSouth

School Information

Zoned elementaryLiberty Pines Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLiberty Pines Academy
Reported middleLiberty Pines Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address241 Scrub Jay Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionGables At Wingfield
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,534 sq ft
Parcel Number0264470021
ZoningResidential

Amenities

AmenitiesPool, Gated, Maintenance Grounds
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Gated, Guest
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level

Exterior

Lot DescriptionCorner Lot
RoofShingle
ConstructionStucco
Road SurfaceAsphalt, Paved

Additional Information

Date ListedApril 11, 2026
Days on Market76
HOA Fees$212 / Monthly
HOA FrequencyMonthly
HOA NameLeland Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,291.27
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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