This home is in St. Augustine.
Active·292 days on market
2521 Vista Cove Road
St. Augustine, FL 32084
About this home
St. Augustine
Charming Second-Floor Corner Condo with no one above you. With updated HVAC, water heater, appliances and more. Nestled in the gated, pet-friendly Vista Cove community along the San Sebastian River, this charming 3 bed, 2 bath corner condo offers the perfect blend of modern updates and unbeatable location. Just 2.7 miles from historic downtown St. Augustine and 4.3 miles from the sandy shores of Vilano Beach, this second-floor unit is ideal for full-time residents, vacation homeowners, or savvy investors seeking a spacious rental property. Step inside this thoughtfully updated condo to find rich oak wood flooring, a modernized kitchen with new cabinetry and granite countertops, refreshed bathrooms with new sinks and fixtures, and stylish tile in the third bedroom. Recent upgrades include a new HVAC and water heater (2022), a new electric range (2025), and energy-efficient window updates (2025), new garbage disposal (2026).
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $290,000 in January 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $260,000 | $260,000 | — |
| 2024 | $265,050 | $265,050 | — |
| 2023 | $265,050 | $265,050 | — |
| 2022 | $208,000 | $183,700 | — |
| 2021 | $167,000 | $167,000 | — |
| 2020 | $157,000 | $157,000 | — |
2024 property taxes (current owner): $5,074/yr
Estimated taxes if purchased at asking price: ~$4,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · utiity sewer proximity · Public water · utiity water proximity
County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,747 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Sep 26, 2025Listed$289,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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