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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

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Active

Active·45 days on market

671 Scrub Jay Drive

St. Augustine, FL 32092

$265,000$177/sqftEst. $1,468/moMLS# 2161932
3
Beds
2.5
Baths
1,497
Sq Ft
2006
Built
1
Garage
No
Pool
FEMA Zone XHOA $212/mo3,049 sqft lotTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

End-unit townhome in the gated Gables at Wingfield community offering just under 1,500 square feet with 3 bedrooms, 2.5 bathrooms, and a one-car garage. The first floor features an open kitchen and living area with wood flooring, plus an interior laundry area. Upstairs, the primary suite includes a walk-in closet, while the two guest bedrooms share a Jack-and-Jill bathroom. Additional updates include a newer HVAC system, vinyl flooring in all bedrooms, recently installed stair carpet, and ceiling fans in the living room and bedrooms. The home backs to a wooded preserve, and the community amenity area is located directly across the street. Conveniently located near CR-210 and less than five minutes from I-95, with easy access to World Golf Village, shopping and dining, historic St. Augustine, Jacksonville, and area beaches.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Property taxesest. at asking price, St. Johns County$353
HOAbilled monthly$212
Estimated total, before insurance$2,032/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,387/yr · $282/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $353
Insurance (est.): $177
Estimated Total Monthly
$1,997
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,387/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 26, 2026Listed$265,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $177/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
782 Scrub Jay Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$266,000$1783/2.51,497950.1
521 Scrub Jay Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$229,000$1702/2.51,34670.1
577 Scrub Jay Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCJul 2026$265,000$1773/2.51,49710.1
570 Scrub Jay Drive, St. Johns, FL 32092Listed by KELLER WILLIAMS JACKSONVILLEJun 2026$239,000$1782/2.51,346550.1
433 Scrub Jay Drive, Jacksonville, FL 32092Listed by FLORIDA'S CHOICE REALTY LLCAug 2026$248,000$1663/2.51,497420.2
494 Scrub Jay Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$219,900$1802/2.51,22250.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$265,000
Price / Sq Ft$177
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,497
Total Structure Area1,817 sq ft
Acres0.07 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zoned elementaryLiberty Pines Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLiberty Pines Academy
Reported middleLiberty Pines Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address671 Scrub Jay Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionGables At Wingfield
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size3,049.2 sq ft
Parcel Number0264480146
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Gated, Jogging Path, Maintenance Grounds, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedAugust 26, 2026
Days on Market0
HOA Fees$212 / Monthly
HOA FrequencyMonthly
HOA NameThe Gables at Wingfield Townhomes Owners Associati
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,386.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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