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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Beachside High School.

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Sold

Sold·Closed Aug 21, 2026·42 days on market·Recent sales in SilverLeaf

433 Scrub Jay Drive

Jacksonville, FL 32092

$248,000sold priceListed at $250,000 · 99.2% of asking$166/sqftMLS# 2151501
3
Beds
2.5
Baths
1,497
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $212/mo3,049 sqft lotTownhouse2 stories

About this home

Jacksonville

Welcome home to this beautiful remodeled 3 bedroom 2.5 bath townhome located in highly desirable St. Johns county. Featuring stylish updates throughout and absolutely no carpet, this move in ready home offers a clean, modern feel with low maintenance. Enjoy the benefits of living in one of living in St. Johns county, known for its top-rated schools, convenient shopping, dining, and recreation. Best of all you are 25 minutes from the beach and down town St Augustine.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,374
Property taxesest. at asking price, St. Johns County$330
HOAbilled monthly$212
Estimated total, before insurance$1,916/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,353/yr · $279/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$248,000
$49,600
Loan Term
Monthly Payment
$1,374
Principal & Interest: $1,374
Property taxes (est.): $330
Insurance (est.): $165
Estimated Total Monthly
$1,869
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$224,169$224,169—
2024$233,056$230,075—
2023$209,159$209,159—
2022$207,130$207,130—
2021$148,370$124,719—
2020$138,786$113,381—

2025 property taxes (current owner): $3,353/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 22, 2026Closed$250,000
  • Jul 31, 2026Pending$250,000
  • Jul 27, 2026Price change$250,000−$11,000
  • Jul 26, 2026Price change$261,000−$4,000
  • Jun 19, 2026Listed$265,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
521 Scrub Jay Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$229,000$1702/2.51,34670.1
494 Scrub Jay Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$219,900$1802/2.51,22250.1
285 Scrub Jay Drive, St. Augustine, FL 32092Listed by COWFORD REALTY & DESIGN LLCJul 2026$223,500$1662/2.51,346590.1
577 Scrub Jay Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCJul 2026$265,000$1773/2.51,49710.1
570 Scrub Jay Drive, St. Johns, FL 32092Listed by KELLER WILLIAMS JACKSONVILLEJun 2026$239,000$1782/2.51,346550.1
782 Scrub Jay Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$266,000$1783/2.51,497950.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000
Price / Sq Ft$167
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,497
Acres0.07 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryDurbin Creek

Community Information

Address433 Scrub Jay Drive, Jacksonville, FL 32092
Area304- 210 South
SubdivisionGables At Wingfield
CityJacksonville
CountySt. Johns
StateFL
Zip Code32092
Lot Size3,049.2 sq ft
Parcel Number0264480061

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesCeiling Fan(s), Jack and Jill Bath
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup

Exterior

FencingFenced
RoofShingle

Additional Information

Date ListedJune 19, 2026
Days on Market42
HOA Fees$212 / Monthly
HOA FrequencyMonthly
HOA NameThe Gables at Wingfield
HOA Fee IncludesTrash
Tax Amount$3,353.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA'S CHOICE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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