This home is in Silver Landing, St. Augustine — a home near Tocoi Creek High School.
Active·164 days on market·Silver Landing
495 Brandon Lakes Drive
St. Augustine, FL 32092
37 more homes for sale in Silver Landing →Search Silver Landing on the map
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About this home
Silver Landing
Skip the wait for builder-grade construction and move right into a cozy home that already feels custom designed with modern and thoughtful touches throughout! This Egret floor plan townhome in the established Silverleaf community, offers low-maintenance living with a comfortable layout. Filled with natural light, the open-concept layout features an upgraded 8' triple sliding glass door that seamlessly connects the main living area to the relaxing screened patio. The spacious main living area flows into the kitchen, highlighted by a large freestanding island ideal for gathering and everyday living. Upstairs, you'll find three generously sized bedrooms offering comfort and flexibility. Tucked in a master-planned community, residents enjoy resort-style amenities including pools, parks, playgrounds, sports fields, and scenic trails, all conveniently located near CR-210, I-95, shopping, dining, top-rated schools, and downtown St. Augustine.
Next steps in Silver Landing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 11 mi · 60 parking spaces
Closest park or preserve
Gourd Island Conservation Area16 min drive · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 4 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 9 mi · Tolomato River
Closest youth league fields
Mill Creek Park10 min drive · Baseball
Closest grocery store
Publix4 min drive · 1975 Silverleaf Pkwy, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $325,000 in November 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $275,692 | $186,508 | — |
| 2024 | $277,529 | $180,544 | — |
| 2023 | $68,000 | $66,000 | — |
| 2022 | $60,000 | $60,000 | ▼ $46,400 |
2025 property taxes (current owner): $3,007/yr
Estimated taxes if purchased at asking price: ~$4,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 23, 2026Price change$289,000−$17,900
- May 14, 2026Listed$306,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $200/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 222 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $386,035 | $226 | 2/2 | 1,709 | 84 | 0.7 |
| 359 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $381,990 | $224 | 2/2 | 1,709 | 87 | 0.8 |
| 373 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $355,000 | $208 | 2/2 | 1,709 | 0 | 0.8 |
| 367 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $369,286 | $216 | 2/2 | 1,709 | 0 | 0.8 |
| 351 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $402,343 | $235 | 2/2 | 1,709 | 0 | 0.8 |
| 85 Sweet Honey Lane, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $383,990 | $225 | 2/2 | 1,709 | 96 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Silver Landing
Silver Landing is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.
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Krista Fracke
Broker Associate
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