287 Vale Drive

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

• Sep 17, 2026Active$1,349,000
• Sep 2, 2026Listed$1,349,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  560 Sebastian Square

  St. Augustine, FL 32095

  4 bd · 4 ba · 3,738 sq ft

  $1,345,000Est. $7,159/mo

  REDUCED....REDUCED. Step into a world of refined traditional elegance with this stunning custom-built pool home by…

  Listing Office: compass florida llc

• 

  Pending

  161 N River Drive

  St. Augustine, FL 32095

  4 bd · 4 ba · 3,681 sq ft

  $1,325,000Est. $7,052/mo

  The moment you pull into the circular paver driveway, you know this one is different. Step inside and your eye goes…

  Listing Office: exp realty llc

• 

  For Sale

  649 Treehouse Circle

  St. Augustine, FL 32095

  5 bd · 5 ba · 4,111 sq ft

  $1,299,000Est. $6,914/mo

  Surrounded by majestic shade trees, 4,111 sq ft custom-built multi-family retreat in Treehouse Park features 5…

  Listing Office: royal highlander real estate consultants, llc.

• 

  For Sale

  145 Spanish Marsh Drive

  St. Augustine, FL 32095

  5 bd · 3.5 ba · 4,515 sq ft

  $1,450,000Est. $7,718/mo

  UPDATE...Seller is offering an Interest Rate Buy Down. From the moment you step inside, the openness of this home…

  Listing Office: lpt realty llc

• 

  For Sale

  62 Guanahani Trail

  St. Augustine, FL 32080

  4 bd · 3 ba · 2,665 sq ft

  $1,495,000Est. $7,957/mo

  Listing Office: exp realty llc

  in Antigua, St. Johns County
• 

  For Sale

  95 Irvington Court 5

  St. Augustine, FL 32092

  5 bd · 4.5 ba · 4,518 sq ft

  $1,144,000Est. $6,089/mo

  Listing Office: jacksonville tbi realty, llc

  in Silverleaf, St. Johns County

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