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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active Under Contract

Active Under Contract·94 days on market

13062 Mandarin Road

Jacksonville, FL 32223

$1,800,000$614/sqftEst. $9,970/moMLS# 2152643
4
Beds
3
Baths
2,931
Sq Ft
1981
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA1.65 acresWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Experience waterfront living at its finest from this secluded riverfront estate, nestled on 1.65 private acres along navigable waterways with breathtaking panoramic views stretching across the St. Johns River. Designed to embrace its picturesque surroundings, this exceptional residence offers a seamless blend of comfort, elegance, and functionality. A 360-foot private dock extends into the river, complete with a shaded overhang, a charming swing, and ample space to add a boat lift, creating the perfect place to enjoy your morning coffee, unwind in the evening, or set off for a day on the water while taking in unforgettable sunsets. Inside, soaring ceilings, abundant natural light, and an open-concept floor plan create an inviting atmosphere ideal for both everyday living and entertaining. The spacious river room provides an additional gathering space to enjoy the beauty of the waterfront year-round. The thoughtfully designed layout features a luxurious owner's suite and an additional

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,970
Property taxesest. at asking price, Duval County$2,939
Estimated total, before insurance$12,909/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$24,879/yr · $2,073/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,800,000
$360,000
Loan Term
Monthly Payment
$9,970
Principal & Interest: $9,970
Property taxes (est.): $2,939
Insurance (est.): $1,200
Estimated Total Monthly
$14,109
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,107 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $1,500,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,378,991$1,378,991—
2024$1,308,853$1,308,853▲ $14,138
2023$1,307,712$616,195—
2022$970,647$596,792—
2021$903,698$577,954—
2020$892,526$569,285▲ $1,680

2025 property taxes (current owner): $24,879/yr

Estimated taxes if purchased at asking price: ~$35,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 17, 2026Active Under Contract$1,800,000
  • Jul 16, 2026Active$1,800,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $614/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11780 Mandarin Forest Drive, Jacksonville, FL 32223Listed by MOMENTUM REALTYAug 2026$520,000$2213/32,350300.5
12641 Mandarin Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,150,000$3364/3.53,42580.7
1767 St Lawrence Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$360,000$1434/22,524121
1753 Rising Oaks Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY AT THE LAKESJul 2026$525,000$2543/22,065121
1770 Rising Oaks Drive, Jacksonville, FL 32223Listed by JAX REALTY LLCJul 2026$687,500$2615/42,638311
13850 Thomasville Court, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDASep 2026$599,000$1903/2.53,14631.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,800,000
Price / Sq Ft$614
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,931
Acres1.65 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address13062 Mandarin Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size71,874 sq ft
Parcel Number1059360000
ZoningResidential

Amenities

UtilitiesElectricity Available
SewerSeptic Tank
Water SourceWell
ParkingOther, Circular Driveway, Detached, Garage
ViewRiver, Trees/Woods, Water

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Boat Lift, Dock, Other
Lot DescriptionWooded
Patio / PorchGlass Enclosed, Patio
RoofShingle
ConstructionStucco, Wood Siding

Additional Information

Date ListedJuly 16, 2026
Days on Market63
Tax Amount$24,878.95
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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