This home is in Jacksonville — a home near Mandarin High School.
Active·2 days on market
3863 Schoenwald Lane
Jacksonville, FL 32223
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Tucked away beneath a canopy of mature trees, this all-brick Mandarin residence offers a rare sense of space and privacy on 1.22 acres (per survey). Inside, 2,080 square feet of thoughtfully arranged living space includes three bedrooms, two baths, a refreshed kitchen, hardwood floors throughout the main areas, and a spacious formal dining room ready for everyday meals or entertaining. The carpeted family room features built-in bookshelves and creates a comfortable gathering space. The large primary suite is complemented by two walk-in closets. Outside, a screened porch extends the living space, while a shed and covered carport provide useful storage and parking flexibility for a boat or RV. With its mature tree setting, secluded location and move-in-ready appeal, this home offers a distinctive opportunity in the Schoenwald area of Mandarin.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,224 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 15 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 4 mi · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 2 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Mandarin Park Kayak Launch Dockabout 2 mi · Julington Creek
Closest youth league fields
Burnett Parkabout 1 mi · Baseball, Softball
Closest grocery store
Publixabout 0.9 mi · 11250 St Augustine Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,122/yr
Estimated taxes if purchased at asking price: ~$11,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 23, 2026Listed$559,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $269/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3869 Marnie Place, Jacksonville, FL 32223Listed by INI REALTY | Oct 2026 | $490,000 | $202 | 4/2 | 2,431 | 92 | 0.3 |
| 11450 Dustin Court, Jacksonville, FL 32223Listed by LEGACY REALTY GROUP NORTH FLORIDA INC | Sep 2026 | $350,000 | $239 | 3/2 | 1,463 | 24 | 0.5 |
| 12131 Banyan Tree Drive, Jacksonville, FL 32258Listed by FIRST COAST HEROES REAL ESTATE LLC | Oct 2026 | $405,000 | $222 | 3/2 | 1,828 | 12 | 0.9 |
| 12129 Cattail Drive W, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDA | Oct 2026 | $730,000 | $290 | 4/3 | 2,519 | 81 | 0.9 |
| 12160 Banyan Tree Drive, Jacksonville, FL 32258Listed by REAL ESTATE SOLUTIONS | Sep 2026 | $474,900 | $217 | 4/3 | 2,188 | 63 | 0.9 |
| 4544 Singletary Road, Jacksonville, FL 32257Listed by ENGEL & VOLKERS FIRST COAST | Oct 2026 | $390,000 | $221 | 4/2 | 1,764 | 114 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INI REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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