Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Mandarin, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·44 days on market·Mandarin

5052 Lourcey Road

Jacksonville, FL 32257

$1,449,000$319/sqftEst. $7,457/moMLS# 2153498

Beds

Baths

4,537

Sq Ft

2002

Built

—

Garage

Yes

Pool

About this home

Mandarin

Huge price improvement! Placed on nearly five acres of fenced land, this 4,537 sq. ft. brick residence offers an expansive 6 bedroom, 4 bathroom open-plan sanctuary designed for both versatility and gracious living. The home features a striking rotunda foyer with a spiral staircase, spacious living and dining areas, a formal dining room, and a gourmet kitchen equipped with marble countertops, a Wolf double-oven gas range, dual refrigerators, dual sinks, and ample storage. The main floor includes two bedrooms, a laundry/utility room, and a guest bath. Upstairs, you'll find a primary en suite with double walk-in closets and a separate tub and shower, a mini-suite featuring a bedroom and living/office space with a bath, and two additional bedrooms sharing a Jack-and-Jill bath. Amenities include wrap-around covered porch and balcony, screened pool, separate sitting and dining areas, and space for your imagination to run wild! Two lots for one price. Roof '15, A/C '24.

Cost to own

Mortgage calculator

Home Price

$1,449,000

Down Payment: 20%

$289,800

Interest Rate: 6.67%

Loan Term

Monthly Payment

$7,457

Principal & Interest: $7,457

Property taxes (est.): $2,366

Insurance (est.): $966

Estimated Total Monthly

$10,789

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$7,457

Property taxesest. at asking price, Duval County$2,366

Estimated total, before insurance$9,823/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,969/yr · $1,247/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$885,259	$834,537	—

2025 property taxes (current owner): $14,969/yr

Estimated taxes if purchased at asking price: ~$28,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,607 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 31, 2026Price change$1,449,000−$96,000
Jul 19, 2026Price change$1,545,000−$50,000
Jul 2, 2026Listed$1,595,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,449,000

Price / Sq Ft$319

Bedrooms6

Bathrooms4.00

Full Baths4

Square Footage4,537

Total Structure Area7,808 sq ft

Acres4.87 acres

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryMandarin Oaks

MiddleMandarin

HighAtlantic Coast

Community Information

Address5052 Lourcey Road, Jacksonville, FL 32257

Area013-Beauclerc/Mandarin North

SubdivisionMandarin

CityJacksonville

CountyDuval

StateFL

Zip Code32257

Lot Size212,137.2 sq ft

Lot Dimensions233x862

Parcel Number1491430010

Amenities

UtilitiesCable Available, Electricity Connected

SewerSeptic Tank

Water SourceWell

ParkingCircular Driveway, Gated, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDisposal, Double Oven, Dryer, Electric Water Heater, Gas Range, Ice Maker, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup