Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active

Active·Listed today

1407 Rivergate Drive

Jacksonville, FL 32223

$534,900$251/sqftEst. $2,750/moMLS# 2162618

Beds

Baths

2,127

Sq Ft

1981

Built

Garage

Yes

Pool

About this home

Jacksonville

Exceptional Mandarin residence with tremendous curb appeal in a sought after community ideally positioned on a beautiful corner lot directly across from the prestigious Estates on the River on Mandarin Road. Set on over 1/3 of an acre, this thoughtfully designed home offers a fully fenced backyard, expansive side yard, plenty of room to play, an incredible outdoor living environment designed for both relaxation and entertaining. Inside, vaulted ceilings create an airy, inviting atmosphere in the living room, complemented by a tranquil dining room. The beautiful kitchen features custom cabinetry, brand-new refrigerator, seamless flow into the den, where views of the spectacular outdoor living area take center stage. Step outside to heated pool & spa, surrounded by expansive paver pool deck, generous entertaining areas while pool area is accessible directly from the primary suite PLUS OFFICE ON 1ST LEVEL. Incredibly private & Meticulously maintained. Buyer to verify sq ftage

Cost to own

Mortgage calculator

Home Price

$534,900

Down Payment: 20%

$106,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,750

Principal & Interest: $2,750

Property taxes (est.): $873

Insurance (est.): $357

Estimated Total Monthly

$3,980

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,750

Property taxesest. at asking price, Duval County$873

Estimated total, before insurance$3,623/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,248/yr · $271/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,248/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,190 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 30, 2026Listed$534,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$534,900

Price / Sq Ft$251

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,127

Total Structure Area2,441 sq ft

Acres0.35 acres

Year Built1981

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced, Gas Heat

Is WaterfrontNo

School Information

ElementaryLoretto

MiddleMandarin

HighMandarin

Community Information

Address1407 Rivergate Drive, Jacksonville, FL 32223

Area014-Mandarin

SubdivisionRivergate

CityJacksonville

CountyDuval

StateFL

Zip Code32223

Lot Size15,246 sq ft

Lot Dimensions120x120

Parcel Number1057445126

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Circular Driveway, Garage, Garage Door Opener

ViewPool

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Wet Bar

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecuritySecurity System Owned

Spa FeaturesIn Ground, Heated