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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Aug 31, 2026·30 days on market·Recent sales in Mandarin

11780 Mandarin Forest Drive

Jacksonville, FL 32223

$520,000sold priceListed at $530,000 · 98.1% of asking$221/sqftMLS# 2153450
3
Beds
3
Baths
2,350
Sq Ft
1978
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.48 acresSingle Family Residence1 story

About this home

Jacksonville

Welcome to this well maintained 3bed, 3bath home located on almost half an acre at a dead end street in the heart of Mandarin. This home has been thoughtfully updated over the years, giving the next owner peace of mind from day one. Major improvements include a new roof (24), garage door (24), electrical panel (23), newer air conditioning system, paid off solar panels, added attic insulation, pool pump, 2 water heaters including one hybrid unit, water softener, & extensive tree removal in both the front & back yards. Inside, you'll find updated flooring, a renovated bathrooms, built in closet systems, a custom kitchen pantry, updated light fixtures, new baseboards, central vacuum, & a screened pool enclosure.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,880
Property taxesest. at asking price, Duval County$849
Estimated total, before insurance$3,729/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,336/yr · $361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,880
Principal & Interest: $2,880
Property taxes (est.): $849
Insurance (est.): $347
Estimated Total Monthly
$4,076
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,485 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$375,397$213,552—
2024$375,779$206,827▼ $724
2023$348,093$199,347—
2022$300,114$192,085—
2021$253,997$185,034▲ $7,554
2020$239,603$181,789—

2025 property taxes (current owner): $4,336/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$530,000
  • Aug 2, 2026Active Under Contract$530,000
  • Jul 24, 2026Price change$530,000−$20,000
  • Jul 2, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11774 Mandarin Forest Drive, Jacksonville, FL 32223Listed by REMAX WELCOME HOMESep 2026$505,000$2723/21,85840
12911 Silver Oak Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS ST JOHNSAug 2026$445,000$2464/21,80820.2
13112 Mandarin Road, Jacksonville, FL 32223Listed by WATSON REALTY CORPAug 2026$403,000$2353/21,717140.5
1753 Rising Oaks Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY AT THE LAKESJul 2026$525,000$2543/22,065120.6
1767 St Lawrence Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$360,000$1434/22,524120.9
11945 Elizabeth Ann Court, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSSep 2026$451,700$2014/22,248791.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$530,000
Price / Sq Ft$226
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,350
Acres0.48 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure
Is WaterfrontNo

Community Information

Address11780 Mandarin Forest Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size20,908.8 sq ft
Parcel Number1059090000

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Off Street, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Entrance Foyer, Primary Bathroom - Tub with Shower, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesFire Pit
Lot DescriptionDead End Street
Patio / PorchPatio, Screened
FencingFenced, Back Yard, Full, Wood
RoofShingle
ConstructionBrick
Other StructuresGazebo
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 2, 2026
Days on Market30
Tax Amount$4,335.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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