This home is in Isle of Palms, Jacksonville — a waterfront home in Jacksonville.
Active·154 days on market·Isle of Palms
14603 Plumosa Drive
Jacksonville, FL 32250
11 more homes for sale in Isle of Palms →Search Isle of Palms on the map
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About this home
Isle of Palms
JUST REDUCED TO BELOW MARKET VALUE! Beautiful waterfront home with navigable water access in the highly sought-after Isle of Palms community. Designed to maximize water views from nearly every room, this light-filled home offers spacious open living areas, vaulted kitchen ceilings, and seamless indoor-outdoor living perfect for entertaining and everyday comfort. The expansive backyard features a pool with paver deck, screened-in patio, fire pit area, and abundant green space with plenty of room to relax and enjoy the waterfront lifestyle. Spacious primary suite includes dual sinks, a soaking tub, glass-enclosed shower, and walk-in closet. Generously sized bedrooms and abundant closet/storage space can be found throughout the home. Additional features include two flex spaces, oversized laundry/mudroom, circular driveway, 2-car garage, and a 2020 addition. Ideally located just minutes from beaches, Mayo Clinic, shopping, dining, and entertainment.
Next steps in Isle of Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1964)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,758 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,062,935 | $723,915 | — |
| 2024 | $983,057 | $702,806 | ▼ $765 |
| 2023 | $949,098 | $680,880 | — |
| 2022 | $879,449 | $659,593 | ▲ $12,267 |
| 2021 | $583,297 | $418,293 | — |
| 2020 | $559,570 | $411,828 | ▲ $17,210 |
2025 property taxes (current owner): $14,420/yr
Estimated taxes if purchased at asking price: ~$32,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Price change$1,650,000−$99,000
- Aug 26, 2026Price change$1,749,000−$50,000
- Jul 17, 2026Price change$1,799,000−$50,000
- May 13, 2026Listed$1,849,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $523/sq ft; this home is listed at $423/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14533 Plumosa Drive, Jacksonville, FL 32250Listed by EXP REALTY, LLC | Aug 2026 | $1,537,500 | $523 | 3/2 | 2,942 | 39 | 0.1 |
| 3681 Annapolis Way, Jacksonville, FL 32224Listed by INI REALTY | Jul 2026 | $915,000 | $288 | 4/4 | 3,175 | 7 | 0.7 |
| 3601 Crossview Drive, Jacksonville, FL 32224Listed by NEXT MOVE ATLANTIC COAST | Sep 2026 | $905,000 | $310 | 4/3 | 2,919 | 17 | 0.8 |
| 14476 San Pablo Drive N, Jacksonville, FL 32224Listed by ORENDER GROUP LLC | Jul 2026 | $1,415,000 | $512 | 3/2.5 | 2,766 | 89 | 0.8 |
| 4107 Sunrise Cove Way, Jacksonville, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $2,100,000 | $618 | 4/4 | 3,400 | 220 | 0.8 |
| 14859 Bonefish Drive, Jacksonville, FL 32250Listed by MOMENTUM REALTY | Aug 2026 | $3,735,000 | $1,008 | 4/4.5 | 3,706 | 107 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Isle of Palms
Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Isle of Palms homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines