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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra — a pool home in Nocatee.

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Sold

Sold·Closed Jun 29, 2026·2 days on market·Recent sales in Nocatee

328 Potters Mill Trail

Ponte Vedra, FL 32081

$1,520,000sold priceListed at $1,495,000 · 101.7% of asking$446/sqftMLS# 2152343
5
Beds
4
Baths
3,406
Sq Ft
2023
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $67/mo8,712 sqft lotSingle Family Residence2 stories

About this home

Ponte Vedra

There are homes that check the boxes, and then there are homes that make you stop scrolling. Set on a private preserve lot in the heart of Nocatee, this is the kind of property that rarely comes available. The soaring two-story foyer opens to a great room flooded with natural light, leading into a chef's kitchen that earns every compliment: floor-to-ceiling white cabinetry, pot filler, gas range, a large island with farmhouse sink, and Café appliances. The covered lanai flows to a resort-style saltwater pool with a private preserve backdrop and zero rear neighbors, anchored by a full outdoor kitchen with built-in grill, mounted TV, and retractable screens. Upstairs, the primary suite is a true retreat with a clawfoot soaking tub, marble tile, and an electric fireplace feature wall. Five bedrooms, four baths, a dedicated office, and formal dining. Top-rated St. Johns County schools, Nocatee amenities, and Ponte Vedra beaches minutes away.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,419
Property taxesest. at asking price, St. Johns County$2,023
HOAbilled annually$67
Estimated total, before insurance$10,509/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$16,866/yr · $1,405/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,520,000
$304,000
Loan Term
Monthly Payment
$8,419
Principal & Interest: $8,419
Property taxes (est.): $2,023
Insurance (est.): $1,013
Estimated Total Monthly
$11,455
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,477,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,167,001$1,037,895—
2024$1,057,937$1,007,937—
2023$165,000$123,200—
2022$112,000$112,000▼ $39,200

2025 property taxes (current owner): $16,866/yr

Estimated taxes if purchased at asking price: ~$24,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$1,495,000
  • Jul 20, 2026Pending$1,495,000
  • Jun 25, 2026Listed$1,495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $375/sq ft; this home is listed at $439/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
337 Potters Mill Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,160,000$3614/3.53,21590
41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLCSep 2026$1,175,000$3775/43,118300.3
55 Aspendale Road, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$644,900$2614/3.52,4741550.8
470 Seagrove Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPSep 2026$1,515,000$4295/4.53,53410.8
187 Baywinds Court, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$1,302,812$3355/3.53,88400.9
67 Barrier Reef Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,435,000$3755/4.53,829180.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,495,000
Price / Sq Ft$439
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,406
Acres0.20 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Fenced, Heated, Pool Sweep, Salt Water
Is WaterfrontNo

Community Information

Address328 Potters Mill Trail, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionNocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,712 sq ft
Parcel Number0704950370

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Oven, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionSprinklers In Front
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard
Other StructuresOutdoor Kitchen

Additional Information

Date ListedJune 25, 2026
Days on Market2
HOA Fees$799 / Annually
HOA FrequencyAnnually
Tax Amount$16,865.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines