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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coral Ridge, Ponte Vedra.

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Active·Listed today·Coral Ridge

907 Seagrove Drive

Ponte Vedra, FL 32081

$1,830,000$412/sqftEst. $9,770/moMLS# 2167173
5
Beds
4.5
Baths
4,440
Sq Ft
2024
Built
3
Garage
No
Pool

10 more homes for sale in Coral Ridge →Search Coral Ridge on the map

FEMA Zone XHOA $125/mo12,197 sqft lotSingle Family Residence2 stories

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About this home

Coral Ridge

Elegant design, natural beauty and effortless indoor-outdoor living come together in this semi-custom Coral Ridge home in Nocatee. Warm wood floors, soaring ceilings, an open staircase and abundant natural light frame the open-concept great room. The upgraded kitchen features an oversized island, extensive cabinetry, walk-in pantry, premium appliances and custom wood detailing. A window-lined sunroom and separate office add flexible living space. A dramatic motorized screened opening extends the great room to an oversized covered lanai with outdoor kitchen, lounge area, modern spa and outdoor shower. Beyond, a tiled patio, teak sundeck and expansive flat lawn overlook a stunning preserve backdrop, with mature landscaping and artificial turf adding privacy and low-maintenance space. The primary suite features a vaulted ceiling, statement beam and fireplace. Set on a premium preserve-front lot near the end of a cul-de-sac with no neighbors directly in front.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$9,770
Property taxesest. at asking price, St. Johns County$2,435
HOAbilled annually$125
Estimated total, before insurance$12,330/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,748/yr · $1,646/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,830,000
$366,000
Loan Term
Monthly Payment
$9,770
Principal & Interest: $9,770
Property taxes (est.): $2,435
Insurance (est.): $1,220
Estimated Total Monthly
$13,425
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $19,748/yr

Estimated taxes if purchased at asking price: ~$29,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Listed$1,830,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,830,000
Price / Sq Ft$412
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,440
Acres0.28 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address907 Seagrove Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoral Ridge
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size12,196.8 sq ft
Parcel Number0705100560

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener, Gated

Interior

AppliancesOther, Convection Oven, Dishwasher, Disposal, Freezer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units, Split System
# of Stories2
LevelsTwo

Additional Information

Date ListedSeptember 30, 2026
Days on Market0
HOA Fees$1,500 / Annually
HOA FrequencyAnnually
Tax Amount$19,747.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SAVVY AVENUE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coral Ridge

Coral Ridge is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coral Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines