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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Las Calinas, St. Augustine — a pool home in St. Johns County.

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Active

$565,0005 bd · 3.5 ba · 2,823 sq ft

Active·52 days on market·Las Calinas

232 Los Caminos Street

St. Augustine, FL 32095

$565,000$200/sqftEst. $3,080/mo mortgageMLS# 2151248
5
Beds
3.5
Baths
2,823
Sq Ft
2012
Built
3
Garage
Yes
Pool

7 more homes for sale in Las Calinas →Search Las Calinas on the map

FEMA Zone XHOA $66/mo10,890 sqft lotSingle Family Residence2 stories

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About this home

Las Calinas

APPROVED SHORT SALE !!!-- PRICED TO SELL! Great opportunity to bring your vision to this St. Augustine pool home and build instant potential. This fixer-upper already has several of the big-ticket items addressed, including a newer AC system, and a new pool motor/filter. The home features a first-floor primary bedroom, open kitchen with stainless steel appliances, three-car garage, and an in-ground pool with screened enclosure--perfect for enjoying the Florida lifestyle year-round. The home needs updating and TLC, but with the major improvements already in place , this could be a fantastic opportunity for a buyer looking to renovate, customize, and make it their own. Bring your vision and take advantage of this value in St. Augustine!

Next steps in Las Calinas

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,080
Property taxesest. at asking price, St. Johns County$752
HOAbilled annually$66
Estimated total, before insurance$3,898/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$565,000
$113,000
Loan Term
Monthly Payment
$3,080
Principal & Interest: $3,080
Property taxes (est.): $752
Insurance (est.): $377
Estimated Total Monthly
$4,209
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $639,900 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$513,349$0—
2024$513,845$0—
2023$519,342$0—
2022$475,595$0—
2021$359,333$0—
2020$332,271$0—

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 11, 2026Price change$565,000+$75,000
  • Jul 9, 2026Pending$490,000
  • Jun 18, 2026Listed$490,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
765 Los Caminos Street, St. Augustine, FL 32095Listed by RE/MAX UNLIMITEDOct 2026$600,000$2164/32,7821620.1
869 Battersea Drive, St. Augustine, FL 32095Listed by CORE REALTY, LLCOct 2026$430,000$1425/3.53,0241290.2
862 Battersea Drive, St. Augustine, FL 32095Listed by PREMIER HOMES REALTY INCOct 2026$447,500$2153/22,079330.2
790 Battersea Drive, St. Augustine, FL 32095Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$410,000$2003/22,050550.2
1319 Powis Road, St. Augustine, FL 32095Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$874,000$2405/3.53,642220.7
149 Abbotts Way, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$810,000$2894/32,80350.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$200
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,823
Acres0.25 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

Zoned elementaryPalencia Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPalencia
Reported middlePacetti Bay
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address232 Los Caminos Street, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionLas Calinas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size10,890 sq ft
Parcel Number0716230950

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

FencingBack Yard, Vinyl
ConstructionConcrete, Stucco

Additional Information

Date ListedSeptember 11, 2026
Days on Market52
HOA Fees$790 / Annually
HOA FrequencyAnnually
Tax Amount$334
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Las Calinas

Las Calinas is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Las Calinas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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