This home is in Las Calinas, St. Augustine — a pool home in St. Johns County.
Active·6 days on market·Las Calinas
232 Los Caminos Street
St. Augustine, FL 32095
About this home
Las Calinas
FULLY APPROVED SHORT SALE !!!-- PRICED TO SELL! Great opportunity to bring your vision to this St. Augustine pool home and build instant potential. This fixer-upper already has several of the big-ticket items addressed, including a newer roof, newer HVAC system, and a new pool motor. The home features a first-floor primary bedroom, open kitchen with stainless steel appliances, three-car garage, and an in-ground pool with screened enclosure--perfect for enjoying the Florida lifestyle year-round. The home needs updating and TLC, but with the major improvements already in place and the short sale fully approved, this could be a fantastic opportunity for a buyer looking to renovate, customize, and make it their own. Bring your vision and take advantage of this value in St. Augustine!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $639,900 in March 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $513,349 | $0 | — |
| 2024 | $513,845 | $0 | — |
| 2023 | $519,342 | $0 | — |
| 2022 | $475,595 | $0 | — |
| 2021 | $359,333 | $0 | — |
| 2020 | $332,271 | $0 | — |
2025 property taxes (current owner): $334/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,788 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 11, 2026Price change$565,000+$75,000
- Jul 9, 2026Pending$490,000
- Jun 18, 2026Listed$490,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Las Calinas
Las Calinas is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Las Calinas homes for sale →Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Las Calinas
For Sale36 Madeline CourtSt. Augustine, FL 32095
4 bd · 2 ba · 2,484 sq ft
$535,000Est. $2,847/moWelcome to this beautifully designed concrete block 4-bedroom, 2-bath home with a dedicated office, perfectly situated…
Listing Office: coldwell banker premier properties
For Sale247 Los Alamos StreetSt. Augustine, FL 32095
5 bd · 4.5 ba · 3,922 sq ft
$600,000Est. $3,193/moImagine 247 Los Alamos St, recently enhanced with a partial flooring replacement, setting a refreshed tone. The kitchen…
Listing Office: opendoor brokerage, llc.
Under Contract20 Sadie CourtSt. Augustine, FL 32095
6 bd · 3.5 ba · 4,180 sq ft
$624,900Est. $3,326/moDiscover an exceptional opportunity in sought-after Las Calinas! Set on a private preserve lot, this spacious estate…
Listing Office: keller williams realty atlantic partners southside
For Sale35 Palomino WaySt. Augustine, FL 32095
4 bd · 3.5 ba · 3,226 sq ft
$625,000Est. $3,327/moWelcome to this exceptional custom-built estate by Advantage Home Builders, ideally situated on a rare…
Listing Office: premier homes realty inc
Keep looking
Similar homes in St. Augustine
Explore the area
More in Las Calinas
Las Calinas guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines