This home is in Crescent Shores U 1, St. Augustine.

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Active

Active·55 days on market·Crescent Shores U 1

89 Crescent Shores Road

St. Augustine, FL 32086

$594,385$223/sqftEst. $3,164/moMLS# 2146770

Beds

Baths

2,665

Sq Ft

2026

Built

Garage

Pool

About this home

Crescent Shores U 1

Under construction- July completion. The Hammock plan welcomes you with a 10' ceiling throughout first floor and thoughtful single-story living with 4 bedrooms and 3.5 baths. Large flex area and pocket office off family area. Secondary bedrooms are large 13.5 x 12.5. Showcase home! Shaw LVP flooring entire first floor & staircase. Gourmet kitchen with Viatara Quartz tops & maple drift 42' cabinets. Catacomb Calcutta diamond shape backsplash to vent. Freestanding tub in primary bath with walk in shower. 8' doors throughout Smooth drywall Canfield brushed nickel light fixtures ,pendants & kitchen hardware Moen undermount sinks Hardware & faucet upgrades Paver driveway, walkway & lanai 5 1/2 baseboards Cabinets in laundry Gutters and blinds Custom paint as out Collections are curated by a Designer. All homes have individual private well for irrigation.

Cost to own

Mortgage calculator

Home Price

$594,385

Down Payment: 20%

$118,877

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,021

Principal & Interest: $3,021

Est. Taxes & Insurance: $755

Estimated Total Monthly

$3,776

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,164

Property taxesest. at asking price, St. Johns County$791

HOAbilled annually$95

Estimated total, before insurance$4,049/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,363 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 22, 2026Listed$594,385

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$594,385

Price / Sq Ft$223

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,665

Total Structure Area2,665 sq ft

Acres0.25 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

ElementarySouth Woods

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address89 Crescent Shores Road, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionCrescent Shores U 1

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size10,890 sq ft

Lot Dimensions66x155

Parcel Number1833910320

ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDisposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup