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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·35 days on market·Riverwood

43 Fawn Gully Lane F

Ponte Vedra, FL 32081

$350,000$195/sqftEst. $1,939/moMLS# 2140158
↓ $15,000 below original list
2
Beds
2
Baths
1,797
Sq Ft
2008
Built
1
Garage
No
Pool

16 more homes for sale in Riverwood →Search Riverwood on the map

FEMA Zone XHOA $235/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Riverwood

Imagine waking up to the Florida sunshine and spending your days enjoying the resort-style life of Del Webb Ponte Vedra in Nocatee. This end-unit carriage home offers easy, low-maintenance living with a ground-floor entry, single-car garage, and all living space upstairs. Don't worry though, a custom stair lift is included! Vaulted ceilings, abundant natural light, a split-bedroom layout, and a flex room create a comfortable space in a quiet community. Start your morning with coffee on the screened balcony, then head out to enjoy the community's incredible amenities—from fitness and resort pools to pickleball, tennis, bocce, walking trails, clubs, and year-round social activities. The home features a kitchen with stainless appliances and cabinet lighting, a spacious primary suite, plantation shutters, a water softener, and all appliances stay. With Nocatee's shopping, dining, recreation, and nearby beaches just minutes away, this is more than a home—it's a lifestyle!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, St. Johns County$466
HOAbilled monthly$235
Estimated total, before insurance$2,639/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,402/yr · $200/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $466
Insurance (est.): $233
Estimated Total Monthly
$2,638
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Tile — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$342,000$25,000—
2024$349,000$25,000—
2023$339,450$25,000—
2022$261,000$25,000—
2021$225,000$25,000—
2020$222,000$25,000—

2025 property taxes (current owner): $2,402/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$350,000−$5,000
  • Aug 21, 2026Price change$355,000−$5,000
  • Jul 28, 2026Price change$360,000−$5,000
  • Apr 15, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
16 Fawn Gully Lane H, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2026$380,000$2112/21,797250
33 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$352,000$2292/21,5362960
86 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDOct 2026$395,000$2133/21,8571340.1
192 Orchard Pass Avenue 522, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTApr 2026$395,000$1862/22,12950.1
192 Orchard Pass Avenue 547, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSSep 2025$406,500$2033/22,002310.1
192 Orchard Pass Avenue 536- Corner Unit, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2025$435,000$2042/22,1291780.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$195
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,797
Year Built2008
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionFixer
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

School Information

Zoned elementaryPine Island Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPine Island Academy
Reported middlePine Island Academy
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address43 Fawn Gully Lane F, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702440506
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Guest
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Fire Sprinkler System, Gated with Guard, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Screened
RoofTile
ConstructionStucco
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedSeptember 9, 2026
Days on Market176
HOA Fees$235 / Monthly
HOA FrequencyMonthly
HOA NameSovereign & Jacobs
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$2,401.73
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines