This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.
Active Under Contract·48 days on market·Riverwood
491 Orchard Pass Avenue
Ponte Vedra, FL 32081
17 more homes for sale in Riverwood →Search Riverwood on the map
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About this home
Riverwood
END-UNIT condo with private preserve views and currently the most affordable condo available in Del Webb! Built in 2019, this light-filled 1,815 sq ft home offers 2 bedrooms, 2 baths, a versatile flex space ideal for a home office, library, or study, plus a one-car garage. Extra end-unit windows bring in abundant natural light and privacy. The open-concept kitchen flows into the dining and family room and features stainless steel appliances, granite countertops, 42'' cabinetry, and an island with additional seating. Step outside to the spacious covered, fully screened lanai and enjoy peaceful preserve views year-round. Move-in ready and beautifully maintained, this home is perfect for downsizing, a second home, or easy year-round living. Enjoy Del Webb's resort-style 55+ lifestyle with clubhouse, fitness center, indoor and outdoor pools, tennis and pickleball courts, walking trails, and a full calendar of social activities. Exceptional value, privacy, and lifestyle in one inviting home!
Next steps in Riverwood
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,745 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,664/yr
Estimated taxes if purchased at asking price: ~$5,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 24, 2026Active Under Contract$340,000
- Sep 11, 2026Price change$340,000−$10,000
- Aug 14, 2026Listed$350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverwood
Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Riverwood homes for sale →Keep looking
More homes in Riverwood
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For Sale585 Orchard Pass AvenuePonte Vedra, FL 32081
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For Sale43 Fawn Gully Lane FPonte Vedra, FL 32081
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Under Contract108 Canopy Oak LanePonte Vedra, FL 32081
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines