This home is in Julington Lakes, St. Johns — a gated community home in St. Johns County.
Active·81 days on market·Julington Lakes
245 Freshwater Drive
St. Johns, FL 32259
13 more homes for sale in Julington Lakes →Search Julington Lakes on the map
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About this home
Julington Lakes
This stunning 4/3 is perfectly positioned on a premium lot with serene preserve views both in front of and behind the home, offering exceptional privacy and natural beauty. Inside, the open-concept floor plan showcases designer lighting, architectural details, upgraded finishes, and gorgeous ceramic wood-look flooring throughout the main living areas. The expanded gourmet kitchen features abundant cabinetry, a spacious island, and a convenient butler's pantry, making it ideal for both everyday living and entertaining. Large windows fill the home with natural light. The triple sliding glass doors open to an impressive screened lanai with paver flooring, seamlessly blending indoor and outdoor living. While one bedroom sits downstairs, upstairs, a spacious loft provides flexible living space for a media room, office, or play area. The generous primary suite offers a private escape with dual vanities, a soaking tub, and a separate shower.
Next steps in Julington Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,729 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 14 mi · 70 parking spaces
Closest park or preserve
Julington-Durbin Preserve17 min drive · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 3 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 4 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Veterans Park7 min drive · Football, Soccer
Closest grocery store
Publix11 min drive · 2750 Race Track Rd, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $690,161 | $374,098 | — |
| 2024 | $648,215 | $362,847 | — |
| 2023 | $611,069 | $350,822 | — |
| 2022 | $554,806 | $339,148 | — |
| 2021 | $456,068 | $327,814 | — |
| 2020 | $407,244 | $308,507 | — |
2025 property taxes (current owner): $5,534/yr
Estimated taxes if purchased at asking price: ~$13,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 17, 2026Price change$844,700−$4,800
- Jul 10, 2026Price change$849,500−$15,500
- Jun 12, 2026Listed$865,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $265/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 275 Freshwater Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $775,000 | $239 | 4/3 | 3,244 | 102 | 0 |
| 152 Pine Haven Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIES | Sep 2026 | $680,000 | $261 | 3/2 | 2,610 | 72 | 0.5 |
| 27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTY | Sep 2026 | $726,000 | $221 | 5/4 | 3,289 | 8 | 0.7 |
| 1925 Barham Court, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $609,925 | $227 | 5/4 | 2,685 | 54 | 0.9 |
| 201 Granite City Avenue, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATE | Sep 2026 | $515,000 | $218 | 4/3 | 2,361 | 61 | 1 |
| 55 Navigators Road, St. Johns, FL 32259Listed by EXP REALTY LLC | Oct 2026 | $799,000 | $230 | 5/4 | 3,474 | 63 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JPAR CITY AND BEACH
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Julington Lakes
Julington Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Julington Lakes homes for sale →Keep looking
More homes in Julington Lakes
Under Contract215 Freshwater DriveSt. Johns, FL 32259
3 bd · 2.5 ba · 2,695 sq ft
$850,000Est. $4,524/moExperience true indoor-outdoor living in this stunning Toll Brothers home located in Julington Lakes, a guard-manned…
Listing Office: united real estate gallery
For Sale150 Freshwater DriveSt. Johns, FL 32259
4 bd · 3 ba · 2,291 sq ft
$829,000Est. $4,412/moThis Julington Lakes home is designed for Florida indoor/outdoor living, this home brings together a screen-enclosed…
Listing Office: florida homes realty & mtg llc
Under Contract220 Pine Haven DriveSt. Johns, FL 32259
3 bd · 2.5 ba · 2,673 sq ft
$875,000Est. $4,657/moWelcome to a beautifully appointed single-story retreat where comfort, privacy, and the beauty of nature come together.…
Listing Office: berkshire hathaway homeservices florida network realty
For Sale383 Pine Haven DriveSt. Johns, FL 32259
5 bd · 4.5 ba · 3,597 sq ft
$929,000Est. $4,945/moMulti-Generation in the Gated neighborhood of Julington Lakes. This home sits on a .33-acre corner lot with TWO primary…
Listing Office: keller williams realty atlantic partners st. augustine
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines