This home is in Julington Lakes, St. Johns.

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Active

Active·45 days on market·Julington Lakes

152 Pine Haven Drive

St. Johns, FL 32259

$725,000$278/sqftEst. $3,685/moMLS# 2149204

Beds

Baths

2,610

Sq Ft

2020

Built

Garage

Pool

About this home

Julington Lakes

Welcome to 152 Pine Haven Drive in Julington Lakes, one of St. Johns County's premier gated communities with a 24/7 staffed guard gate and no CDD fees. Built in 2020, this 3-bedroom, 2-bath home offers 2,610 square feet of thoughtfully designed living space with a desirable open floor plan, dedicated office, flex space, and 3-car garage. Whether working from home, entertaining guests, or simply enjoying everyday life, the layout provides the flexibility buyers are looking for. The heart of the home opens to a spacious screened lanai overlooking the pond, creating the perfect setting for morning coffee, outdoor dining, or relaxing at the end of the day. The outdoor kitchen extends your living space and makes entertaining easy year-round. Julington Lakes residents enjoy outstanding amenities including a clubhouse, fitness center, community pool, tennis courts, playground, walking trails, and scenic lakes throughout the neighborhood.

Cost to own

Mortgage calculator

Home Price

$725,000

Down Payment: 20%

$145,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,685

Principal & Interest: $3,685

Property taxes (est.): $965

Insurance (est.): $483

Estimated Total Monthly

$5,133

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,685

Property taxesest. at asking price, St. Johns County$965

HOAbilled quarterly$193

Estimated total, before insurance$4,843/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$594,078	$414,395	—
2024	$544,713	$402,009	—
2023	$488,376	$388,844	—
2022	$488,714	$376,062	—
2021	$413,652	$363,652	—
2020	$103,000	$55,000	—

2025 property taxes (current owner): $6,077/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Price change$725,000−$25,000
Jun 6, 2026Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$725,000

Price / Sq Ft$278

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,610

Acres0.19 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Community Information

Address152 Pine Haven Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Lakes

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size8,276.4 sq ft

Parcel Number0096823890

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Playground, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePrivate, Public

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

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