This home is in Settlers Landing, Ponte Vedra — a home near Allen D. Nease High School.
Active·138 days on market·Settlers Landing
86 Spinner Drive
Ponte Vedra, FL 32081
7 more homes for sale in Settlers Landing →Search Settlers Landing on the map
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About this home
Settlers Landing
PRIVATE PRESERVE VIEWS + OUTDOOR KITCHEN + NOCATEE LIFESTYLE! This move-in-ready 4-bedroom, 3-bath home in Settler's Landing at Nocatee combines a private preserve setting, upgraded outdoor living and more than 2,100 square feet of thoughtfully designed space--with no rear neighbors. The extended fully screened lanai is made for Florida living, featuring a built-in outdoor kitchen with grill and refrigerator, Shark-coated patio, TV mount and peaceful preserve views. Open the three-panel sliding glass doors and the indoor and outdoor living spaces flow together--perfect for entertaining, game days or quiet evenings overlooking the preserve. Inside, the light-filled open floor plan features LVP flooring throughout most of the first floor and a gourmet kitchen with white cabinetry, contrasting island, granite countertops, gas range, farmhouse sink, under-cabinet lighting, walk-in pantry and reverse-osmosis drinking water.
Next steps in Settlers Landing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)37 min drive · 94 parking spaces
Closest park or preserve
Stokes Landing Conservation Area19 min drive · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – Lake Access Ramp (10 HP Max)about 5 mi · Guana Lake
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 2 mi · Tolomato River
Closest youth league fields
Palencia Park16 min drive · Baseball
Closest grocery store
Publixabout 3 mi · 7462 US Hwy 1 N, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:31 AM, sunset 6:50 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $570,700 in March 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $597,040 | $546,318 | — |
| 2024 | $590,708 | $540,708 | — |
| 2023 | $563,115 | $563,115 | — |
| 2022 | $112,000 | $112,000 | ▼ $39,200 |
| 2021 | $30,000 | $30,000 | — |
2025 property taxes (current owner): $9,882/yr
Estimated taxes if purchased at asking price: ~$9,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 18, 2026Price change$614,900−$10,000
- Aug 28, 2026Price change$624,900−$14,100
- Jun 4, 2026Listed$639,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $290/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $624,250 | $271 | 3/2 | 2,305 | 405 | 0.7 |
| 152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Oct 2026 | $685,000 | $297 | 4/2 | 2,305 | 4 | 0.8 |
| 55 Aspendale Road, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $644,900 | $261 | 4/3.5 | 2,474 | 155 | 0.8 |
| 16 Derecho Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $640,000 | $242 | 4/3 | 2,648 | 49 | 0.9 |
| 104 Latham Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $440,000 | $269 | 2/2 | 1,634 | 98 | 1 |
| 281 Timber Light Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $565,000 | $298 | 2/2 | 1,893 | 200 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Settlers Landing
Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Settlers Landing homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines