This home is in Settlers Landing, Ponte Vedra — a waterfront home in Nocatee.
Active·92 days on market·Settlers Landing
255 Settlers Landing Drive
Ponte Vedra, FL 32081
8 more homes for sale in Settlers Landing →Search Settlers Landing on the map
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About this home
Settlers Landing
GOLF CART included with accepted offer! Waterfront home in Nocatee offering outstanding value for the location, quality, & lifestyle this home provides. Short golf cart ride to Pine Island Academy in Nocatee. Primary on first floor! Two-story living room with double-stacked windows & triple sliders (all equipped with electric shades) fills the home with natural light and peaceful pond to preserve views. Built in 2022, this like new home has plenty of space with 4 bedrooms + office + loft. The primary bedroom and office are on the first floor with the other 3 bedrooms & loft on the 2nd floor. Features include Quartz countertops, tile backsplash, touch screen refrigerator, motorized roller shades, surround sound, a Shark Coatings premium polyaspartic garage floor, custom garage shelving & ceiling racks, electric car charger, black aluminum fencing, a whole-home water softener and gutters. Ask about preferred & discounted membership opportunities for the Ponte Vedra
Next steps in Settlers Landing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $621,394 | $570,276 | — |
| 2024 | $614,336 | $553,497 | — |
| 2023 | $585,919 | $535,919 | — |
| 2022 | $112,000 | $112,000 | ▼ $39,200 |
| 2021 | $70,000 | $70,000 | — |
Estimated taxes if purchased at asking price: ~$12,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 3, 2026Price change$749,000−$900
- Jul 10, 2026Listed$749,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $297/sq ft; this home is listed at $292/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLC | Sep 2026 | $1,175,000 | $377 | 5/4 | 3,118 | 30 | 0.2 |
| 337 Potters Mill Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,160,000 | $361 | 4/3.5 | 3,215 | 9 | 0.2 |
| 152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Oct 2026 | $685,000 | $297 | 4/2 | 2,305 | 4 | 0.5 |
| 300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $624,250 | $271 | 3/2 | 2,305 | 405 | 0.6 |
| 55 Aspendale Road, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $644,900 | $261 | 4/3.5 | 2,474 | 155 | 0.9 |
| 16 Derecho Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $640,000 | $242 | 4/3 | 2,648 | 49 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Settlers Landing
Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Settlers Landing homes for sale →Keep looking
More homes in Settlers Landing
For Sale223 Settlers Landing DrivePonte Vedra, FL 32081
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For Sale160 Spinner DrivePonte Vedra, FL 32081
4 bd · 2.5 ba · 2,237 sq ft
$635,000Est. $3,380/moEscape to Nocatee in this dreamy home where effortless luxury meets laid-back coastal living. Located in the…
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For Sale86 Spinner DrivePonte Vedra, FL 32081
4 bd · 3 ba · 2,124 sq ft
$614,900Est. $3,273/moPRIVATE PRESERVE VIEWS + OUTDOOR KITCHEN + NOCATEE LIFESTYLE! This move-in-ready 4-bedroom, 3-bath home in Settler's…
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For Sale350 Settlers Landing DrivePonte Vedra, FL 32081
4 bd · 2.5 ba · 2,310 sq ft
$885,000Est. $4,710/moSeller offering up to $10,000 towards closing costs or rate buy down. A Riverside Home with a sparkling POOL and…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines