This home is in Settlers Landing, Ponte Vedra.
Active·1 day on market·Settlers Landing
255 Settlers Landing Drive
Ponte Vedra, FL 32081
About this home
Settlers Landing
Waterfront home in Nocatee offering outstanding value for the location, quality, and lifestyle this home provides. Short golf cart ride to Pine Island Academy in Nocatee. Primary on first floor! Two-story living room with double-stacked windows and triple sliders (all equipped with electric shades) fills the home with natural light and peaceful pond to preserve views. Built in 2022, this like new home has plenty of space with 4 bedrooms + office + loft. The primary bedroom and office are on the first floor with the other 3 bedrooms and loft on the 2nd floor. Features include Quartz countertops, tile backsplash, touch screen refrigerator, motorized roller shades, surround sound, a Shark Coatings premium polyaspartic garage floor, custom garage shelving and ceiling racks, electric car charger, black aluminum fencing, a whole-home water softener and gutters.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $621,394 | $570,276 | — |
| 2024 | $614,336 | $553,497 | — |
| 2023 | $585,919 | $535,919 | — |
| 2022 | $112,000 | $112,000 | ▼ $39,200 |
| 2021 | $70,000 | $70,000 | — |
Estimated taxes if purchased at asking price: ~$12,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 10, 2026Listed$749,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Settlers Landing
Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Settlers Landing homes for sale →Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines