This home is in Palencia, St. Augustine.
Sold·Closed Sep 1, 2026·49 days on market·Recent sales in Palencia·Palencia
16 Derecho Lane
St. Augustine, FL 32095
43 more homes for sale in Palencia →Search Palencia on the map
About this home
Palencia
WOW! Won't last long. Magnificent Luxury one-story home in the sought-after Palencia community featuring 4 bedrooms, 3 bathrooms, and a 3-car garage. Located in highly desirable St Johns School District, this Executive Collection Jasmine floor plan showcases 10-foot ceilings, crown molding, skylights, upgraded ceiling fans, and smart-home features. The split-bedroom layout provides flexibility for multi-generational living, guest accommodations, or a home office. The gourmet kitchen includes quartz countertops, 42-inch wood cabinetry with pull-out drawers, a Wolf gas cooktop, and Frigidaire double ovens. Enjoy a fully fenced backyard and access to Palencia's exceptional amenities, including pools, splash park, fitness center, tennis courts, golf, pickle ball, bocce ball, and miles of nature trails. Conveniently located near shopping, dining , beaches, boating, fishing, Jacksonville, and historic St. Augustine.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,781 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $625,000 in November 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $539,029 | $488,307 | — |
| 2024 | $525,101 | $475,101 | — |
| 2023 | $565,517 | $515,517 | — |
| 2022 | $490,846 | $269,088 | — |
| 2021 | $339,368 | $259,794 | — |
| 2020 | $329,086 | $255,517 | — |
Estimated taxes if purchased at asking price: ~$10,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 14, 2026Closed$640,000
- Aug 14, 2026Active Under Contract$640,000
- Jul 31, 2026Price change$640,000−$10,000
- Jun 24, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $242/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 55 Aspendale Road, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $644,900 | $261 | 4/3.5 | 2,474 | 155 | 0.6 |
| 472 Glorieta Drive, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $730,000 | $322 | 4/3 | 2,264 | 89 | 0.6 |
| 241 Dosel Lane, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $634,000 | $263 | 4/3 | 2,411 | 44 | 0.7 |
| 612 Glorieta Drive, St. Augustine, FL 32095Listed by MEMORY HOPKINS REAL ESTATE | Aug 2026 | $790,000 | $274 | 4/4 | 2,882 | 69 | 0.7 |
| 21 Calle De Paz, St. Augustine, FL 32095Listed by REAL BROKER LLC | Sep 2026 | $530,000 | $228 | 4/2 | 2,320 | 17 | 0.8 |
| 790 Battersea Drive, St. Augustine, FL 32095Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $410,000 | $200 | 3/2 | 2,050 | 55 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Palencia homes for sale →Keep looking
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Under Contract261 Dosel LaneSt. Augustine, FL 32095
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For Sale101 Oleta WaySt. Augustine, FL 32095
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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