This home is in Ponte Vedra.

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Active

Active·132 days on market

55 Aspendale Road

Ponte Vedra, FL 32081

$679,900$275/sqftEst. $3,619/moMLS# 2133549

Beds

Baths

2,474

Sq Ft

2026

Built

Garage

Pool

About this home

Ponte Vedra

The Nocatee lifestyle is waiting for you in this beautiful two-story Liberty plan by Riverside Homes, in Crosswinds at Nocatee, just a short walk to Pine Island Academy, Settler's Pond and Crosswater Park and pool. Projected completion date in August. This floor plan features an open, bright and airy layout, with the large kitchen island overlooking the spacious great room and dining spaces, with added windows and a 12' slider allowing for so much natural light. This home has 4 spacious bedrooms, 3 full baths, a powder room, a loft area, a large pocket office, a 2-car garage with golf cart storage, a mud room and walk-in pantry, and an extended covered lanai, perfect for your outdoor entertaining. The coastal stair details, and flat walls are distinct hallmark features of Riverside Homes. Floor plan and survey in documents. Design selections included in photos. **Photos of similar home**

Cost to own

Mortgage calculator

Home Price

$679,900

Down Payment: 20%

$135,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,456

Principal & Interest: $3,456

Est. Taxes & Insurance: $864

Estimated Total Monthly

$4,320

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,619

Property taxesest. at asking price, St. Johns County$905

HOAbilled annually$79

Estimated total, before insurance$4,603/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $3,500,000 in September 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$120,000	$88,000	—
2024	$80,000	$80,000	—

2025 property taxes (current owner): $3,474/yr

Estimated taxes if purchased at asking price: ~$10,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 6, 2026Listed$679,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$679,900

Price / Sq Ft$275

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,474

Acres0.11 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address55 Aspendale Road, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionNocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size4,791.6 sq ft

Parcel Number0721120410

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Guest Suite, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup