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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Settlers Landing, Ponte Vedra — a pool home in Nocatee.

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Active·45 days on market·Settlers Landing

350 Settlers Landing Drive

Ponte Vedra, FL 32081

$885,000$383/sqftEst. $4,902/moMLS# 2161687
↓ $30,000 below original list
4
Beds
2.5
Baths
2,310
Sq Ft
2022
Built
2
Garage
Yes
Pool

8 more homes for sale in Settlers Landing →Search Settlers Landing on the map

FEMA Zone XHOA $58/mo6,970 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Settlers Landing

Seller offering up to $10,000 towards closing costs or rate buy down. A Riverside Home with a sparkling POOL and proximity to amenities, school path and Settler's Pond. This one owner home has many upgrades that were completed during the build, but also several done after. High ceilings, Primary bedroom downstairs with spacious full bathroom. Kitchen is upgraded with cabinets, large center island sink, upgraded countertops, walk in pantry, large gas cooktop, open to the family room and eating area. Open floorplan with sliders to the outdoor living oasis. Upgraded light fixtures, wood look tile flooring downstairs, Upstairs you will find a Loft Space, three other bedrooms and nice windows with natural light. The high entrance ceilings allow for a grand feel. The outside features a Sparkling Pool, outdoor kitchen, water features, screen lanai with shrubs to create a private oasis. Water Softener included & wired for an EV Charger. All of this situated on a preserve lot!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,902
Property taxesest. at asking price, St. Johns County$1,178
HOAbilled annually$58
Estimated total, before insurance$6,138/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,690/yr · $891/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$885,000
$177,000
Loan Term
Monthly Payment
$4,902
Principal & Interest: $4,902
Property taxes (est.): $1,178
Insurance (est.): $590
Estimated Total Monthly
$6,670
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,690/yr

Estimated taxes if purchased at asking price: ~$14,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Price change$885,000−$10,000
  • Sep 8, 2026Price change$895,000−$20,000
  • Aug 25, 2026Listed$915,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$885,000
Price / Sq Ft$383
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,310
Acres0.16 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Pool Sweep, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address350 Settlers Landing Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionSettlers Landing
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Parcel Number0704952540

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Screened
RoofShingle
ConstructionComposition Siding, Concrete, Frame
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 25, 2026
Days on Market40
HOA Fees$700 / Annually
HOA FrequencyAnnually
Tax Amount$10,690.38
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Settlers Landing

Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Settlers Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines