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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Nassau Crossing, Yulee — a waterfront home in Nassau County.

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Sold

Sold·Closed Aug 31, 2026·90 days on market·Recent sales in Nassau Crossing·Nassau Crossing

86451 Nassau Crossing Way

Yulee, FL 32097

$355,000sold priceListed at $355,000 · 100% of asking$191/sqftMLS# 2145653
4
Beds
2
Baths
1,856
Sq Ft
2022
Built
2
Garage
No
Pool

8 more homes for sale in Nassau Crossing →Search Nassau Crossing on the map

FEMA Zone XHOA $50/mo6,534 sqft lotWaterfrontSingle Family Residence1 story

About this home

Nassau Crossing

Built in 2022 and truly move-in ready, this pristine home is loaded with upgrades and designed for comfortable everyday living and entertaining. Soaring ceilings and an open-concept floor plan create a bright, spacious atmosphere, while granite countertops and tile flooring throughout the main living areas offer style, durability, and easy maintenance. Natural gas adds efficiency and convenience. The spacious owner's suite provides a comfortable retreat with a walk-in closet and private bath. A two-car garage offers ample parking and storage. Ideally located near shopping, dining, and everyday essentials, with easy access to Jacksonville, Fernandina Beach, and Amelia Island, this home delivers the perfect combination of comfort and convenience. Don't miss this opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
Property taxesest. at asking price, Nassau County$490
HOAbilled annually$50
Estimated total, before insurance$2,506/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,758/yr · $313/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Property taxes (est.): $490
Insurance (est.): $237
Estimated Total Monthly
$2,693
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,382 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $384,000 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$296,529$234,418—
2024$285,603$227,104—
2023$269,033$219,033—
2022$45,000$45,000—

2025 property taxes (current owner): $3,758/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 15, 2026Closed$355,000
  • Aug 20, 2026Active Under Contract$355,000
  • Jul 28, 2026Price change$355,000−$10,000
  • May 16, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86237 Mainline Road, Yulee, FL 32097Listed by EXP REALTY LLCSep 2026$370,000$1684/2.52,198100.2
86607 Nassau Crossing Way, Yulee, FL 32097Listed by SUMMER HOUSE REALTYAug 2026$330,000$1784/21,856360.2
86221 Express Court, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$2144/21,70560.3
86209 Vegas Boulevard, Yulee, FL 32097Listed by HOVER GIRL PROPERTIESSep 2026$225,000$1333/21,69410.7
86010 Osheas Place, Yulee, FL 32097Listed by FIRST COAST HEROES REAL ESTATE LLCJul 2026$359,000$1993/21,806460.7
86154 Vegas Boulevard, Yulee, FL 32097Listed by WATSON REALTY CORPAug 2026$398,000$1793/22,228230.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$355,000
Price / Sq Ft$191
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.15 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address86451 Nassau Crossing Way, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionNassau Crossing
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,534 sq ft
Parcel Number422N27109001190000

Amenities

AmenitiesDog Park, Playground
UtilitiesElectricity Connected, Natural Gas Connected, Water Connected
SewerPrivate Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
Waterfront TypePond

Interior

AppliancesGas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedMay 16, 2026
Days on Market90
HOA Fees$600 / Annually
HOA FrequencyAnnually
Tax Amount$3,757.96
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Nassau Crossing

Nassau Crossing is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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