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Active Under Contract

Active Under Contract·14 days on market

86221 Express Court

Yulee, FL 32097

$375,000$220/sqftEst. $1,926/moMLS# 2159581
4
Beds
2
Baths
1,705
Sq Ft
2020
Built
2
Garage
Yes
Pool

About this home

Yulee

Rare find in Nassau Crossing! This beautiful pool home in Phase One offers a unique opportunity to enjoy the Florida lifestyle in one of Yulee's desirable communities. Featuring a private inground pool, pavered pool area, screened lanai and outdoor summer kitchen, the backyard is truly designed for entertaining, relaxing and enjoying Florida living year-round. Inside, the home offers a comfortable open floor plan with a well-appointed kitchen, spacious living areas and a private primary suite. Located in the established first phase of Nassau Crossing, this home offers a desirable location close to shopping, dining, I-95, Amelia Island and the beautiful Northeast Florida beaches, while still providing convenient access to Jacksonville. Pool homes with this exceptional outdoor living space are a rare find in Nassau Crossing! Come see what makes this one special!

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$1,926
Principal & Interest: $1,926
Property taxes (est.): $518
Insurance (est.): $250
Estimated Total Monthly
$2,694
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,926
Property taxesest. at asking price, Nassau County$518
HOAbilled annually$50
Estimated total, before insurance$2,494/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,973/yr · $331/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,973/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,650 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 18, 2026Active Under Contract$375,000
  • Aug 11, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000
Price / Sq Ft$220
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,705
Acres0.14 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Traditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Salt Water
Is WaterfrontNo

Community Information

Address86221 Express Court, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionNassau Crossing
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,098.4 sq ft
Parcel Number422N27109002300000
ZoningResidential

Amenities

AmenitiesJogging Path, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryGas Dryer Hookup

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchFront Porch, Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 11, 2026
Days on Market7
HOA Fees$600 / Annually
HOA FrequencyAnnually
HOA NameNassau Crossing
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,973.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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