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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Hideaway, Yulee.

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Sold

Sold·Closed Oct 1, 2026·70 days on market·Recent sales in The Hideaway·The Hideaway

86572 Lazy Lake Circle

Yulee, FL 32097

$365,000sold priceListed at $369,000 · 98.9% of asking$192/sqftMLS# 2152597
3
Beds
2
Baths
1,904
Sq Ft
2019
Built
2
Garage
No
Pool

5 more homes for sale in The Hideaway →Search The Hideaway on the map

FEMA Zone XHOA $68/moSingle Family Residence1 story

About this home

The Hideaway

Welcome to this well-maintained home in the desirable Hideaway community of Yulee. This beautiful 3-bedroom property offers a functional floor plan with spacious living areas and a separate office! There is abundant natural light, and a comfortable layout suited for everyday living and entertaining. The kitchen provides plenty of workspace, and the bedrooms offer generous proportions with a private backyard ideal for outdoor enjoyment. Conveniently located near shopping, dining, schools, and major commuter routes, this home offers easy access to Jacksonville, Amelia Island, and area beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Nassau County$504
HOAbilled annually$68
Estimated total, before insurance$2,594/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $504
Insurance (est.): $243
Estimated Total Monthly
$2,769
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$336,248$332,247—
2024$323,555$302,043—
2023$300,267$274,585—
2022$257,196$249,623—
2021$226,930$226,930—
2020$211,111$211,111—

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$369,000
  • Sep 5, 2026Pending$369,000
  • Jul 25, 2026Price change$369,000−$7,000
  • Jun 26, 2026Listed$376,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86636 Serenity Lake Court, Yulee, FL 32097Listed by LPT REALTY LLCJul 2026$349,000$2033/21,7211050
86642 Serenity Lake Court, Yulee, FL 32097Listed by REAL BROKER LLCAug 2026$399,000$1924/32,078210.1
86230 Cloister Court, Yulee, FL 32097Listed by WATSON REALTY CORPOct 2026$412,000$1714/2.52,4151270.2
86154 Vegas Boulevard, Yulee, FL 32097Listed by WATSON REALTY CORPAug 2026$398,000$1793/22,228230.4
86010 Osheas Place, Yulee, FL 32097Listed by FIRST COAST HEROES REAL ESTATE LLCJul 2026$359,000$1993/21,806460.5
86209 Vegas Boulevard, Yulee, FL 32097Listed by HOVER GIRL PROPERTIESSep 2026$225,000$1333/21,69410.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,000
Price / Sq Ft$194
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,904
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address86572 Lazy Lake Circle, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionThe Hideaway
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number422N27437300540000

Amenities

AmenitiesPool, Clubhouse, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit
Patio / PorchRear Porch, Screened
FencingBack Yard, Vinyl

Additional Information

Date ListedJune 26, 2026
Days on Market70
HOA Fees$815 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOVER GIRL PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Hideaway

The Hideaway is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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