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Active·12 days on market

86572 Lazy Lake Circle

Yulee, FL 32097

$376,000$197/sqftEst. $2,001/moMLS# 2152597
3
Beds
2
Baths
1,904
Sq Ft
2019
Built
2
Garage
No
Pool

About this home

Yulee

Welcome to this well-maintained home in the desirable Hideaway community of Yulee. This beautiful 3-bedroom property offers a functional floor plan with spacious living areas and a separate office! There is abundant natural light, and a comfortable layout suited for everyday living and entertaining. The kitchen provides plenty of workspace, and the bedrooms offer generous proportions with a private backyard ideal for outdoor enjoyment. Conveniently located near shopping, dining, schools, and major commuter routes, this home offers easy access to Jacksonville, Amelia Island, and area beaches.

Cost to own

Mortgage calculator

$376,000
$75,200
Loan Term
Monthly Payment
$2,001
Principal & Interest: $2,001
Est. Taxes & Insurance: $500
Estimated Total Monthly
$2,502
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,001
Property taxesest. at asking price, Nassau County$517
HOAbilled annually$68
Estimated total, before insurance$2,586/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$336,248$332,247

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 502 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 26, 2026Listed$376,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$376,000
Price / Sq Ft$197
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,904
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address86572 Lazy Lake Circle, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionThe Hideaway
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number422N27437300540000

Amenities

AmenitiesPool, Clubhouse, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit
Patio / PorchRear Porch, Screened
FencingBack Yard, Vinyl

Additional Information

Date ListedJune 26, 2026
Days on Market1
HOA Fees$815 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOVER GIRL PROPERTIES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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